Under Contract
630 S Garfield, Traverse City, MI 49686
$209,000
MLS # 1947086 (Northern Great Lakes REALTORS® MLS)
1 bed1 bathBuilt 2017
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Listing Description
Experience modern up-north living in this beautiful executive-style studio condo located in the heart of Traverse City. Designed with contemporary finishes and an inviting, sophisticated feel, this turnkey retreat offers the perfect blend of lifestyle and investment opportunity. Enjoy direct access to the TART Trail right outside your door, providing an easy ride or stroll to the vibrant shops, restaurants, breweries, and waterfront attractions of downtown Traverse City just minutes away. West Grand Traverse Bay and Cherry Capital Airport are also conveniently nearby, making this an ideal location for both owners and guests. With short-term rentals permitted, this condo presents an exceptional opportunity to generate income while owning your own piece of Northern Michigan paradise. Whether you’re looking for a personal getaway, a full-time residence, or an investment property, this condo delivers the perfect opportunity to live the up-north life while investing in the vibe.
Source: SparkMLS
About this home
Located in Traverse City in Traverse City, this property offers 1-bedroom, 1-bath, with original construction dating to 2017.
Asking $209,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Year Built2017
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$4,320
IncludesSewer, Trash, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin Perkins
@properties Christie's Int'l
Frequently Asked Questions about 630 S Garfield, Traverse City, MI 49686
What financing options are available for 630 S Garfield, Traverse City, MI 49686?
Per MLS# 1947086, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 630 S Garfield, Traverse City, MI 49686 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 630 S Garfield, Traverse City, MI 49686 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 630 S Garfield, Traverse City, MI 49686?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$5,676
Principal & interest$1,356
HOA$4,320
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
630 S Garfield, Traverse City, MI 49686
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Municipality
Traverse City
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