Sold
630 Stratford Road, Ferndale, MI 48220
Sold on 06/05/2026 for$210,000
MLS # 20261027571 (Realcomp)
2 beds1 bath742 sqftBuilt 19210.17 acres
1 / 20
Listing Description
Located just minutes from vibrant downtown Ferndale, this beautifully updated home combines charm and convenience. Inside, you’ll find newly refinished hardwood floors and fresh paint throughout, creating a clean, modern feel. The enclosed sunroom offers a versatile space filled with natural light—perfect for a home office, reading nook, or morning coffee. Step outside to a spacious backyard with a deck, ideal for entertaining or enjoying warm Michigan evenings. Recent updates include a new roof and hot water tank (2025), offering added peace of mind. Don’t miss this move-in ready gem!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 742 sq ft home built in 1921 sits in Ferndale in Ferndale.
Closed at $210,000 (about $283/sq ft).
Annual property taxes run approximately $2,264 ($189/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area742 sqft
Lot Size0.17 acres
Year Built1921
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air, Hot Water
WaterPublic
SewerPublic
Sale & Financing
Listed4/21/2026
Sold Date6/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,264
State Equalized Value$92,560
Taxable Value$30,320
Parcel #2533435011
Source: Public Records
Legal Description
T1N, R11E, SEC 33 HARRINGTON WOODS SUB LOT 60
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ronnie Ahmad
Keller Williams Legacy
Frequently Asked Questions about 630 Stratford Road, Ferndale, MI 48220
Which school district serves 630 Stratford Road, Ferndale, MI 48220?
Per MLS# 20261027571, 630 Stratford Road, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261027571, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 630 Stratford Road, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $2,264. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 630 Stratford Road, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 630 Stratford Road, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 630 Stratford Road, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
630 Stratford Road, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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