Sold
630 W Troy Street, Fenton, MI 48220
Sold on 11/07/2025 for$250,000
MLS # 20251040360 (Realcomp)
3 beds1 bath1,078 sqftBuilt 19480.12 acres
1 / 25
Listing Description
Welcome to this classic 1,078 sq ft brick bungalow is full of character and potential. A bright living room with a cozy fireplace sets the stage, while two bedrooms, a full bath and a quaint kitchen offer a great space for your personal updates. The upstairs bedroom is Huge and ready to make your own. Outside, the fenced yard is ideal for pets, gardening or even entertaining and the detached 1½ car garage provides extra storage or workshop space. All of this in a sought-after Ferndale location, close to downtown dining, shopping, and nightlife.
Source: SparkMLS
About this home
Located in Ferndale in Fenton, this property offers 3-bedroom, 1-bath, 1,078 sq ft, with original construction dating to 1948.
Final sale price: $250,000 (about $232/sq ft).
Annual property taxes run approximately $4,518 ($377/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,078 sqft
Lot Size0.12 acres
Year Built1948
Stories2
Location
CityFenton
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick
Garage1.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed9/25/2025
Sold Date11/6/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,518
State Equalized Value$131,110
Taxable Value$65,030
Parcel #2534101003
Source: Public Records
Legal Description
T1N, R11E, SEC 34 HAWTHORNE PARK SUB LOT 12
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Thomas A Harding II
Key Realty - Monroe
Frequently Asked Questions about 630 W Troy Street, Fenton, MI 48220
Which school district serves 630 W Troy Street, Fenton, MI 48220?
Per MLS# 20251040360, 630 W Troy Street, Fenton, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251040360, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 630 W Troy Street, Fenton, MI 48220?
Per public tax records, annual property taxes for this property are $4,518. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 630 W Troy Street, Fenton, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 630 W Troy Street, Fenton, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 630 W Troy Street, Fenton, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 630 W Troy Street, Fenton, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,621
Principal & interest$1,621
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
630 W Troy Street, Fenton, MI 48220
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Municipality
Ferndale
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County
Oakland County
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