Sold
631 Cathay Street, Saginaw, MI 48601
Sold on 11/06/2025 for$84,800
MLS # 20251036909 (Realcomp)
3 beds1 bath1,738 sqftBuilt 19680.2 acres
1 / 16
Listing Description
Charming and fully updated 3 bedroom, 1 bath home located on a quiet street in Saginaw. The fenced backyard offers plenty of space to enjoy with a large deck for entertaining, while the attached garage provides convenience year-round. Inside you will find tasteful updates and a comfortable floor plan with the plus of a full partially finished basement for extra living or storage space. Move in and enjoy this turnkey property in a great neighborhood.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,738 sq ft home in Saginaw in Saginaw built in 1968.
Final sale price: $84,800 (about $49/sq ft).
Estimated annual property tax: $946, or about $79 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,738 sqft
Lot Size0.2 acres
Year Built1968
Stories1
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48601
CountySaginaw
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed9/15/2025
Sold Date11/5/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$946
Parcel #210875C35000
Source: SparkMLS
Legal Description
LOT 350,EDDY URBAN RENEWAL REPLAT NO.2.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christopher Deighton
EXP Realty Main
Frequently Asked Questions about 631 Cathay Street, Saginaw, MI 48601
What type of financing is accepted for this listing?
Per MLS# 20251036909, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 631 Cathay Street, Saginaw, MI 48601?
Per public tax records, annual property taxes for this property are $946. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 631 Cathay Street, Saginaw, MI 48601 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 631 Cathay Street, Saginaw, MI 48601 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 631 Cathay Street, Saginaw, MI 48601. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 631 Cathay Street, Saginaw, MI 48601?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$519
Principal & interest$519
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
631 Cathay Street, Saginaw, MI 48601
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Municipality
Saginaw
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