Sold
631 S ELM Street, Lapeer, MI 48446
Sold on 06/06/2025 for$204,500
MLS # 20250033495 (Realcomp)
3 beds1 bath1,120 sqftBuilt 19800.21 acres
1 / 12
Listing Description
Charming home in a prime location! Enjoy peace of mind with new windows featuring a transferable warranty, along with waterproofing in the crawl space that’s also under warranty. Recent updates include new gutters and energy-efficient blown-in insulation. Conveniently located with easy access to the City of Lapeer and just a short walk to Turrill Elementary School. All bedrooms are generously sized, and the yard provides a great space for outdoor enjoyment.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,120 sq ft home built in 1980 sits in Lapeer in Lapeer.
Final sale price: $204,500 (about $183/sq ft).
Property tax estimate: $2,059 per year ($172/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,120 sqft
Lot Size0.21 acres
Year Built1980
Stories1
Location
CityLapeer
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/8/2025
Sold Date6/5/2025
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,059
Parcel #L214460204000
Source: SparkMLS
Legal Description
CITY OF LAPEER TURRILL ADDITION ELM ST W 1/2 OF LOT 74 & E 1/2 OF LOT 76 (L=40 P=331 SEC 5, T7N-R9E)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeanne McCorkle
Exit Realty Group
Frequently Asked Questions about 631 S ELM Street, Lapeer, MI 48446
Which school district serves 631 S ELM Street, Lapeer, MI 48446?
Per MLS# 20250033495, 631 S ELM Street, Lapeer, MI 48446 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
What financing options are available for 631 S ELM Street, Lapeer, MI 48446?
Per MLS# 20250033495, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 631 S ELM Street, Lapeer, MI 48446?
Per public tax records, annual property taxes for this property are $2,059. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 631 S ELM Street, Lapeer, MI 48446 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 631 S ELM Street, Lapeer, MI 48446 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 631 S ELM Street, Lapeer, MI 48446. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 631 S ELM Street, Lapeer, MI 48446?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSLUnlicensed Fixed Wireless
9 providers at this address
XfinityCable
2 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsAir AdvantageUnlicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
631 S ELM Street, Lapeer, MI 48446
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Municipality
Lapeer
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