Sold
63109 Borgert Road, Sturgis, MI 49091
Sold on 10/24/2025 for$278,000
MLS # 25055147 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,800 sqftBuilt 20092.44 acres
1 / 1
Listing Description
comp purpose only
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,800 sq ft home built in 2009 sits in Sturgis.
Closed at $278,000 (about $154/sq ft).
Property tax estimate: $1,751 per year ($146/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,800 sqft
Lot Size2.44 acres
Year Built2009
Stories1
Location
CitySturgis
MunicipalitySherman Twp
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air, Wood
WaterPrivate Water
SewerSeptic Tank
Sale & Financing
Listed10/26/2025
Sold Date10/23/2025
Terms AcceptedCash, FHA, Conventional
Concessions$8,500
Source: SparkMLS
Tax Information
Annual Tax$1,751
Tax Year2025
Assessed Value$127,700
Parcel #75014 012 008 00
Source: SparkMLS
Legal Description
COM NW COR SEC 12 T7S R10W TH S 00D 14M 44S E 329.81 FT (REC 330 FT) TO POB TH N 89D 02M 12S E (REC N 89D 01M 53S E) 330 FT TH S 00D 14M 44S E 333.44 FT TH S 89D 01M 46S W (REC S 89D 01M 53S W) 330 FT TH N 00D 14M 44S W 333.48 FT (REC 333.46 FT) TO POB.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina M Gonzalez-Cruz
Michigan Top Producers-Vicksburg
Frequently Asked Questions about 63109 Borgert Road, Sturgis, MI 49091
Which school district serves 63109 Borgert Road, Sturgis, MI 49091?
Per MLS# 25055147, 63109 Borgert Road, Sturgis, MI 49091 is in the Sturgis boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sturgis directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25055147, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 63109 Borgert Road, Sturgis, MI 49091?
Per public tax records, annual property taxes for this property are $1,751 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 63109 Borgert Road, Sturgis, MI 49091 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 63109 Borgert Road, Sturgis, MI 49091 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 63109 Borgert Road, Sturgis, MI 49091. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 63109 Borgert Road, Sturgis, MI 49091?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sherman Twp police department or the St. Joseph County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,155
Principal & interest$1,155
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
8 providers at this address
Mercury FiberFiber
5 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
63109 Borgert Road, Sturgis, MI 49091
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