For Sale
6317 Heather Ridge Drive, Bay City, MI 48706
$299,900
MLS # 50206136 (MiRealSource)
3 beds3 bathsBuilt 2003
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Listing Description
Welcome to 6317 Heather Ridge Drive. This well-maintained 3-bedroom, 3-bathroom condo offers an open floor plan with vaulted ceilings that bring in natural light and add architectural character throughout. The living room features a cozy fireplace, creating a warm and inviting space to gather or relax. The spacious primary suite includes a private bathroom and a large walk-in closet, while first-floor laundry adds everyday convenience. A newer central air unit provides added comfort year-round. Step outside to your own private patio and enjoy the quiet setting of a low-traffic cul-de-sac in a beautifully maintained community. Ideally located near Bay Valley Resort (a scenic golf resort), Saginaw Valley State University, and easy access to I-75 for a convenient commute. All appliances and vertical platform lift in the garage will stay. Exterior maintenance, lawn care, and snow removal are included in HOA fees. Don't miss out on the opportunity to call this condo your home!
Source: SparkMLS
About this home
3-bedroom, 3-bath home in Bay City built in 2003.
Listed at $299,900.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Year Built2003
Location
CityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/30/2026
Original Price$319,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lindsey Flynn
Century 21 Signature Realty
Frequently Asked Questions about 6317 Heather Ridge Drive, Bay City, MI 48706
Which school district serves 6317 Heather Ridge Drive, Bay City, MI 48706?
Per MLS# 50206136, 6317 Heather Ridge Drive, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What financing options are available for 6317 Heather Ridge Drive, Bay City, MI 48706?
Per MLS# 50206136, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6317 Heather Ridge Drive, Bay City, MI 48706 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6317 Heather Ridge Drive, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6317 Heather Ridge Drive, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6317 Heather Ridge Drive, Bay City, MI 48706
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