For Sale
63228 Kinsey Street, Vandalia, MI 49095
$350,000
MLS # 26032117 (Michigan Regional Information Center (MichRIC))
1 bed1 bath560 sqftBuilt 19400.83 acres
1 / 23
Listing Description
Year Round 1 bedroom Cottage on Birch Lake. Large Deck and Deck with Firepit with views of Birch Lake. Includes an extra 50ft buildable lot. Property has Association Access and an Association Assigned Boat Slip. Birch Lake is a 300 acres Spring Fed All Sports Lake, 2 hours from Chicago and 30 mins to Notre Dame. Experience Lake Living without the high property taxes.
Source: SparkMLS
About this home
This 1-bedroom, 1-bath, 560 sq ft home built in 1940 sits in Vandalia.
Listed at $350,000 (about $625/sq ft).
Annual property taxes run approximately $769 ($64/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area560 sqft
Lot Size0.83 acres
Year Built1940
Stories1
Location
CityVandalia
MunicipalityPorter Twp
Zip Code49095
CountyCass
School DistrictConstantine
Construction & Systems
StyleCabin
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesHigh-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$769
Tax Year2026
Assessed Value$29,038
Parcel #14-120-060-032-03
Source: SparkMLS
Legal Description
. (623A-3 7-13) LOT 91 NUN-U-KUMOK AND LOTS 6 8 & 92, EX THAT PART LOTS 6 & 8 LYING W OF LAKE SHORE DR AS RELOCATED NUN-U-KOMUK.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul DeLano
Lake Life Realty
Frequently Asked Questions about 63228 Kinsey Street, Vandalia, MI 49095
What school district is 63228 Kinsey Street, Vandalia, MI 49095 in?
Per MLS# 26032117, this property is served by Constantine. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26032117, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032117, the most recent reported annual property tax for 63228 Kinsey Street, Vandalia, MI 49095 is $769 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 63228 Kinsey Street, Vandalia, MI 49095 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 63228 Kinsey Street, Vandalia, MI 49095 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Porter Twp police department or the Cass County sheriff's office.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
63228 Kinsey Street, Vandalia, MI 49095
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