Under Contract
634 E Lewiston Avenue, Ferndale, MI 48220
$335,000
MLS # 20261046146 (Realcomp)
3 beds2 baths1,466 sqftBuilt 19270.13 acres
1 / 37
Listing Description
This great Ferndale home offers exceptional flexibility as a single family home OR a high performing income generating property! Use it as your own home with multiple kitchens and baths, rent out both upper and lower units or enjoy the best of both worlds by living in one and renting out the other. This home features classic cove ceilings, hardwood floors, kitchens with quartz counter tops, newer appliances, updated bathrooms and 2 forced air HVAC systems with central AC to ensure comfort! A large yard and a true Ferndale FEEL make this home a must see. For those seeking versatile living options, this is a rare opportunity you won’t want to miss! Turn key, income producing, City of Ferndale rental certified property or a great single home for you! Also listed as MultiUnit.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,466 sq ft home built in 1927 sits in Ferndale in Ferndale.
Listed at $335,000 (about $229/sq ft).
Estimated annual property tax: $7,415, or about $618 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,466 sqft
Lot Size0.13 acres
Year Built1927
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/22/2026
Original Price$360,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$7,415
State Equalized Value$151,540
Taxable Value$106,850
Parcel #2527455010
Source: Public Records
Legal Description
T1N, R11E, SEC 27 MICHELSON WOODS SUB LOT 108, ALSO 1/2 OF VAC ALLEY ADJ TO SAME 6-19-89 CORR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christopher Kinch
KW Metro
Frequently Asked Questions about 634 E Lewiston Avenue, Ferndale, MI 48220
What school district is 634 E Lewiston Avenue, Ferndale, MI 48220 in?
Per MLS# 20261046146, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261046146, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261046146, the most recent reported annual property tax for 634 E Lewiston Avenue, Ferndale, MI 48220 is $7,415. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 634 E Lewiston Avenue, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 634 E Lewiston Avenue, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 634 E Lewiston Avenue, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,173
Principal & interest$2,173
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
634 E Lewiston Avenue, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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