For Sale
634 S 3rd Street, Niles, MI 49120
$20,169
MLS # 26017650 (Michigan Regional Information Center (MichRIC))
0.26 acres
1 / 1
Listing Description
This level, 0.25-acre residential parcel is perfectly situated in the heart of the Niles city limits, offering an ideal opportunity for new home construction or a long-term land investment. The property provides exceptional convenience, positioned just minutes from essential shopping at Martin's Super Market, Walgreens, Sherwin-Williams, and local automotive centers. Beyond the immediate neighborhood amenities, the location offers easy access to the historic downtown Niles area, featuring local favorites like the Front Street Pizza Pub and the beautiful Riverfront Park, home to the annual Bluegrass Festival and summer concerts. With all municipal utilities available at the street and low annual taxes, this cleared lot represents a rare and affordable find for anyone looking to build or invest in an established, well-connected city neighborhood.
Source: SparkMLS
About this home
Currently offered at $20,169.
Property tax estimate: $156 per year ($13/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size0.26 acres
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, Storm Sewer, None
Sale & Financing
Listed4/23/2026
Original Price$24,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$156
Tax Year2025
Assessed Value$2,173
Parcel #11-73-0950-0020-00-0
Source: SparkMLS
Legal Description
LOT 20 BONDS ADD TO NILES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by The Rudlaff Group
Century 21 Affiliated
Frequently Asked Questions about 634 S 3rd Street, Niles, MI 49120
Which school district serves 634 S 3rd Street, Niles, MI 49120?
Per MLS# 26017650, 634 S 3rd Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26017650, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 634 S 3rd Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $156 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 634 S 3rd Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 634 S 3rd Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 634 S 3rd Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$131
Principal & interest$131
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
634 S 3rd Street, Niles, MI 49120
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Municipality
Niles
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