For Sale
63530 Zabel Shores Road, Sturgis, MI 49091
$529,900
MLS # 26031434 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,348 sqftBuilt 19540.28 acres
1 / 34
Listing Description
Enjoy lake living on beautiful Fish Lake! This waterfront home offers 80 feet of frontage on a popular all-sports lake known for excellent fishing and summer recreation. Featuring ample living space all on one floor with a primary suite, 2 more bedrooms and 1 more bathroom. This low-maintenance cottage is perfect as a year-round home, weekend getaway, or investment property. Short-term rentals are permitted, and a detached 2-stall garage provides plenty of storage. Additional peace of mind comes with a new well installed in 2025. Move in and start enjoying lake life!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,348 sq ft home built in 1954 sits in Sturgis.
Currently offered at $529,900 (about $393/sq ft).
Property tax estimate: $6,072 per year ($506/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,348 sqft
Lot Size0.28 acres
Year Built1954
Stories1
Location
CitySturgis
MunicipalitySherman Twp
Zip Code49091
CountySt. Joseph
School DistrictCentreville
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,072
Tax Year2025
Assessed Value$132,856
Parcel #014-310-016-00
Source: SparkMLS
Legal Description
LOT 16 & S 30 FT LOT 15 ZABEL SHORES PLAT SEC 9 T7S R10W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Traci L Mostrom
Five Star Real Estate (Grandv)
Frequently Asked Questions about 63530 Zabel Shores Road, Sturgis, MI 49091
What school district is 63530 Zabel Shores Road, Sturgis, MI 49091 in?
Per MLS# 26031434, this property is served by Centreville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 63530 Zabel Shores Road, Sturgis, MI 49091?
Per MLS# 26031434, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031434, the most recent reported annual property tax for 63530 Zabel Shores Road, Sturgis, MI 49091 is $6,072 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 63530 Zabel Shores Road, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 63530 Zabel Shores Road, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sherman Twp police department or the St. Joseph County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,437
Principal & interest$3,437
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
63530 Zabel Shores Road, Sturgis, MI 49091
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