Sold
636 Swains Lake Drive, Concord, MI 49237
Sold on 11/05/2025 for$275,000
MLS # 20251016435 (Realcomp)
2 beds1 bath650 sqftBuilt 19410.54 acres
1 / 26
Listing Description
Absolutely adorable lakefront home on the desirable all-sports Swains Lake! This home is a rare gem located on a large 0.54 acre lot – most lots on this lake are less than half that size! Totally updated with newer siding, windows, roof, deck with gazebo, boat dock, water heater, furnace and AC, kitchen and flooring. Enjoy endless lake adventures including boating, kayaking, paddle boarding, fishing, swimming, ice skating and more! The lot is level and leads right down to the sandy beach and boat dock. There is also a beautiful 26 acre park on the lake and an 18 hole golf course across the street. As an added bonus, the 2 lots to the left are not buildable – so that open space won’t change. Schedule a showing today and see what lake life is all about! Can be purchased fully furnished.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 650 sq ft home built in 1941 sits in Pulaski Township in Concord.
Closed at $275,000 (about $423/sq ft).
Annual property taxes run approximately $4,836 ($403/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area650 sqft
Lot Size0.54 acres
Year Built1941
Stories1
Location
CityConcord
MunicipalityPulaski Twp
Zip Code49237
CountyJackson
School DistrictConcord
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/10/2025
Sold Date11/4/2025
Original Price$300,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$50 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,836
Parcel #061160330105200
Source: SparkMLS
Legal Description
LOT 52 ASSESSOR'S PLAT OF SWAINS LAKE SPLIT ON 09/04/03 FROM 000-16-03-301-002-04 PRIOR LEASED LAND 812-16-37-600-053-00 & 900-16-37-600-053-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joe Barnwell
KW Realty Livingston
Frequently Asked Questions about 636 Swains Lake Drive, Concord, MI 49237
Which school district serves 636 Swains Lake Drive, Concord, MI 49237?
Per MLS# 20251016435, 636 Swains Lake Drive, Concord, MI 49237 is in the Concord boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Concord directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251016435, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 636 Swains Lake Drive, Concord, MI 49237?
Per public tax records, annual property taxes for this property are $4,836. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 636 Swains Lake Drive, Concord, MI 49237 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 636 Swains Lake Drive, Concord, MI 49237 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 636 Swains Lake Drive, Concord, MI 49237. The maximum advertised download speed is 7.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 636 Swains Lake Drive, Concord, MI 49237?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pulaski Twp police department or the Jackson County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,788
Principal & interest$1,784
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatellite
7 providers at this address
FrontierFiber
7 Gbps1.2 Gbps
XfinityFiber
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
636 Swains Lake Drive, Concord, MI 49237
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Municipality
Pulaski Township
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County
Jackson County
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