Sold
63646 Birch Road, Vandalia, MI 49095
Sold on 02/13/2026 for$1,050,000
MLS # 25047370 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,730 sqftBuilt 20010.2 acres
1 / 40
Listing Description
Southwest Michigan, Beautiful, move-in ready, lakefront home on all-sports, spring-fed, 100 +/- deep, Birch Lake, featuring low-maintenance living and newly installed hardscape making entertainment truly enjoyable. The sandy beach and clear water is perfect for swimming. This spacious retreat offers 3 levels of living space with an open floor plan, 4 bedrooms, and 3 full baths. Freshly painted throughout, it's designed for comfort and relaxation. A detached 3-car garage provides extra storage and entertaining options. Enjoy beautiful lake views from every level, plus the option to ask about a separate marine and furniture package to make your transition seamless. Located just 30 min, to Elkhart and Three Rivers, 40 min. to Mishawaka/Notre Dame, 2 hrs from Chicago and surrounded by a vibrant lake community with a sailing club, enjoy kayaking, paddleboarding, fishing and nearby downhill skiing in the winter. A true 4-season getaway, everything you need to start enjoying lake living.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,730 sq ft home built in 2001 sits in Vandalia.
This home sold for $1,050,000 (about $385/sq ft).
Property tax estimate: $11,608 per year ($967/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,730 sqft
Lot Size0.2 acres
Year Built2001
Stories2
Location
CityVandalia
MunicipalityPorter Twp
Zip Code49095
CountyCass
School DistrictConstantine
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementWalk-Out Access
Garage3 spaces
HeatingHeat Pump
WaterWell
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed9/14/2025
Sold Date2/12/2026
Original Price$1,290,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,608
Tax Year2025
Assessed Value$262,697
Parcel #14-120-050-006-00
Source: SparkMLS
Legal Description
Per Title
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly Myers
@properties Christie's Intl RE
Frequently Asked Questions about 63646 Birch Road, Vandalia, MI 49095
Which school district serves 63646 Birch Road, Vandalia, MI 49095?
Per MLS# 25047370, 63646 Birch Road, Vandalia, MI 49095 is in the Constantine boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Constantine directly to confirm enrollment eligibility.
What financing options are available for 63646 Birch Road, Vandalia, MI 49095?
Per MLS# 25047370, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 63646 Birch Road, Vandalia, MI 49095?
Per public tax records, annual property taxes for this property are $11,608 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 63646 Birch Road, Vandalia, MI 49095 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 63646 Birch Road, Vandalia, MI 49095 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 63646 Birch Road, Vandalia, MI 49095. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 63646 Birch Road, Vandalia, MI 49095?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Porter Twp police department or the Cass County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$7,135
Principal & interest$7,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteDSL
6 providers at this address
XfinityCable
1.2 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
63646 Birch Road, Vandalia, MI 49095
View full property history →
Get email alerts for new listings near 63646 Birch Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.