Sold
638 W Bluff Court, 31, Rochester Hills, MI 48307
Sold on 04/22/2026 for$463,000
MLS # 20261011597 (Realcomp)
4 beds4 baths2,744 sqftBuilt 2003
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Listing Description
Rarely available, move-in-ready 4 Bedroom Condominium with over Twenty Five Hundred square feet of living space featuring an open and inviting floor plan in the lovely Mill Stream Village community, only minutes from downtown Rochester. Just off the main entry, is a guest bath and a sun-filled library with hardwood floors and soaring ceilings, that provides an exceptional work-from-home or retreat space that's thoughtfully separated from the main living areas. The main floor offers both, a first-floor primary suite as well as a guest suite, both generously sized for comfort and flexibility. The kitchen showcases cherry cabinetry, double wall ovens, newer stainless steel appliances & an eat-in counter ideal for casual dining should you prefer not to use the formal dining room. The 2-story great room on the main floor opens to a spacious deck. Upstairs has a cozy flex space/loft, two spacious bedrooms, and a Jack-and-Jill full bath. The lower level has impressive 10-foot ceilings & is partially finished, offering a head start on completing it to fit one's specific needs. Bonus; 2 car attached garage is heated and has a separate thermostat to control the heating unit. 2026: Fresh paint & new carpet throughout the home! Please note: MI licensed R.E. salesperson required to accompany all showings, no virtual showings allowed. This community does not allow short term rentals of any kind. All measurements approximate, BATVAI
Source: SparkMLS
About this home
Located in Rochester Hills in Rochester Hills, this property offers 4-bedroom, 4-bath, 2,744 sq ft, with original construction dating to 2003.
This home sold for $463,000 (about $169/sq ft).
Estimated annual property tax: $8,459, or about $705 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms4
Bathrooms4
Living Area2,744 sqft
Year Built2003
Stories2
Location
CityRochester Hills
MunicipalityRochester Hills
Zip Code48307
CountyOakland
School DistrictRochester
Construction & Systems
ConstructionStone, Vinyl Siding, Other
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
InteriorBasement Partially Finished, Security System
Sale & Financing
Listed2/23/2026
Sold Date4/21/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$425 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$8,459
State Equalized Value$227,250
Taxable Value$173,140
Parcel #1502452031
Source: Public Records
Legal Description
T3N, R11E, SEC 2 OAKLAND COUNTY CONDOMINIUM PLAN NO 1458 MILL STREAM VILLAGE UNIT 31 L26486 P670 9-9-02 FR 451-001
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Donyale A Mahorn
KW Domain
Frequently Asked Questions about 638 W Bluff Court, 31, Rochester Hills, MI 48307
What school district is 638 W Bluff Court, 31, Rochester Hills, MI 48307 in?
Per MLS# 20261011597, this property is served by Rochester. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 638 W Bluff Court, 31, Rochester Hills, MI 48307?
Per MLS# 20261011597, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261011597, the most recent reported annual property tax for 638 W Bluff Court, 31, Rochester Hills, MI 48307 is $8,459. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 638 W Bluff Court, 31, Rochester Hills, MI 48307 eligible for USDA financing?
Per USDA Rural Development boundary data, 638 W Bluff Court, 31, Rochester Hills, MI 48307 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 638 W Bluff Court, 31, Rochester Hills, MI 48307 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$3,506
Principal & interest$3,081
HOA$425
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
638 W Bluff Court, 31, Rochester Hills, MI 48307
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Municipality
Rochester Hills
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County
Oakland County
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