Sold
6384 Larch Trail, Lake, MI 48632
Sold on 05/12/2026 for$375,000
MLS # 26013563 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,372 sqftBuilt 19810.77 acres
1 / 77
Listing Description
Well-maintained 3-bedroom, 2 full bath ranch built in 1981 and lovingly owned by the same owner since 1997. Situated on desirable waterfront on Tom and Dock Lake, this property features a newer seawall and covered boat slip/cut-in--perfect for enjoying lake life. The home offers a spacious layout with a large kitchen and island, ideal for entertaining, along with an attached 2-car garage and updated electrical. Outdoor features include a large two-story pole barn with lift and office, plus two additional sheds providing ample storage and workspace. Located on a quiet dead-end street, this property offers privacy, functionality, and direct water access all in one.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,372 sq ft home built in 1981 sits in Lake.
This home sold for $375,000 (about $158/sq ft).
Annual property taxes run approximately $1,056 ($88/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,372 sqft
Lot Size0.77 acres
Year Built1981
Stories1
Location
CityLake
MunicipalityFreeman Twp
Zip Code48632
CountyClare
School DistrictFarwell
Construction & Systems
StyleRanch, Traditional
ConstructionBrick, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed4/5/2026
Sold Date5/11/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,056
Tax Year2025
Assessed Value$98,205
Parcel #009-620-130-01
Source: SparkMLS
Legal Description
T18N R6W SEC 24-25 6384 LARCH TRAIL LOTS 130 & 131 TAMARACK TRAILS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Randi Brandt-Alves
@properties Christie's Int'l
Frequently Asked Questions about 6384 Larch Trail, Lake, MI 48632
What school district is 6384 Larch Trail, Lake, MI 48632 in?
Per MLS# 26013563, this property is served by Farwell. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26013563, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013563, the most recent reported annual property tax for 6384 Larch Trail, Lake, MI 48632 is $1,056 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6384 Larch Trail, Lake, MI 48632 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6384 Larch Trail, Lake, MI 48632 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Freeman Twp police department or the Clare County sheriff's office.
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Monthly payment$2,497
Principal & interest$2,497
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6384 Larch Trail, Lake, MI 48632
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