For Sale
639 S 28th Street, Saginaw, MI 48601
$50,000
MLS # 20261048961 (Realcomp)
2 beds1 bath900 sqftBuilt 19350.18 acres
1 / 7
Listing Description
Great opportunity to add a solid property to your investment portfolio in a convenient Saginaw location! This well-maintained home offers excellent long-term potential with a functional layout, comfortable living spaces, and strong rental appeal. Whether you're an experienced investor or looking for your next acquisition, this property presents an outstanding value.Located just minutes from downtown Saginaw, the Saginaw River, shopping, dining, schools, parks, healthcare, and major highways including I-75 and I-675, the property offers easy access to everything the Great Lakes Bay Region has to offer. Its desirable location and consistent rental demand make it an attractive investment opportunity.Ideal as a long-term rental or future owner-occupied residence, this property combines convenience, stability, and upside potential.Tenant occupied. Please do not disturb tenants. 24-hour notice required for all confirmed showings.Novation: Buyer holds an equitable interest in the property and is marketing the property with the owner's authorization for the purpose of locating a new buyer.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 900 sq ft home in Buena Vista Township in Saginaw built in 1935.
Listed at $50,000 (about $56/sq ft).
Annual property taxes run approximately $1,259 ($105/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area900 sqft
Lot Size0.18 acres
Year Built1935
Stories1
Location
CitySaginaw
MunicipalityBuena Vista Twp
Zip Code48601
CountySaginaw
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/26/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$1,259
Parcel #10125205015000
Source: SparkMLS
Legal Description
LOT 475 & N 24 FT OF LOT 476 JANES MANOR SEC 20 T12N R5E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sonny Kaushik
Ikon Property Group
Frequently Asked Questions about 639 S 28th Street, Saginaw, MI 48601
What type of financing is accepted for this listing?
Per MLS# 20261048961, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261048961, the most recent reported annual property tax for 639 S 28th Street, Saginaw, MI 48601 is $1,259. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 639 S 28th Street, Saginaw, MI 48601 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 639 S 28th Street, Saginaw, MI 48601 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Buena Vista Twp police department or the Saginaw County sheriff's office.
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Monthly payment$324
Principal & interest$324
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
639 S 28th Street, Saginaw, MI 48601
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Municipality
Buena Vista Township
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