Sold
6396 Otter Trail, Alger, MI 48610
Sold on 04/21/2026 for$250,000
MLS # 1943024 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19710.22 acres
1 / 31
Listing Description
Don’t miss out on this beautiful waterfront home on Forest Lake! The home features a thoughtful floor plan with lake views from multiple rooms, a spacious living room with vaulted ceilings, a primary suite, and a main-floor laundry room. The open kitchen is equipped with an island, Corian counters, double Jenn-Air ovens, and a beverage cooler, while the dining area includes a wet bar and recessed lighted niches. The outdoor entertaining space is extended by a spacious deck and campfire area overlooking the lake. In 2002, the home was stripped down to 4 walls, an addition was made, and new plumbing, electrical, and HVAC systems were installed. Updates within the last 6 years include a steel seawall, retaining walls, a dock, a 10x16 shed, and more. Some of the furniture is available for sale to the homebuyer. Forest Lake community amenities include a clubhouse, beach, pavilion, campground, parks, and security. Plus, state land and the Rifle River are nearby.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1971 sits in Alger.
Final sale price: $250,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.22 acres
Year Built1971
Stories1
Location
CityAlger
Zip Code48610
CountyArenac
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed3/15/2026
Sold Date4/20/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by RYAN NAGEL
Unknown Office
Frequently Asked Questions about 6396 Otter Trail, Alger, MI 48610
What financing options are available for 6396 Otter Trail, Alger, MI 48610?
Per MLS# 1943024, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 6396 Otter Trail, Alger, MI 48610 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6396 Otter Trail, Alger, MI 48610 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6396 Otter Trail, Alger, MI 48610
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