Sold
640 N Elizabeth Street, Dearborn, MI 48128
Sold on 08/29/2025 for$275,000
MLS # 20251014464 (Realcomp)
3 beds2 baths1,510 sqftBuilt 19420.12 acres
1 / 53
Listing Description
Welcome to 640 N Elizabeth St—charming, classic, and full of potential. Nestled in the heart of Dearborn, this solid brick bungalow offers timeless curb appeal and a unique blend of character and comfort. Featuring oak hardwood floors throughout the main living area, this home invites you in with warm natural light and a flexible floorplan ready for your personal touch.With three bedrooms, including an extra-large upper-level bedroom ideal for a primary suite, home office, or guest space, there’s room to grow. The full bathroom on the main level is complemented by a second full bath in the basement, providing added functionality for guests or future finishing potential. The open unfinished basement offers a canvas for additional living space, storage, or a future entertainment area.Out back, enjoy a newer-built detached garage, perfect for storage, hobbies, or vehicle protection. The private backyard offers a quiet spot to garden, relax, or entertain.Located within walking distance to Ford Woods Park, this home provides access to playgrounds, athletic fields, walking trails, and a public pool—ideal for active lifestyles. Just minutes from Dearborn Hills Golf Course, The Henry Ford Museum, Downtown West Dearborn dining, and major commuting routes like Michigan Ave and Telegraph, you’ll enjoy a vibrant community feel with urban convenience.Whether you’re an investor, first-time buyer, or looking to downsize, this home is move-in ready but primed for updates and remodeling to fit your vision. Bring your creativity and transform this gem into your dream home in one of Dearborn’s most desirable, well-established neighborhoods.Don’t miss this opportunity to own a home with great bones, solid location, and endless potential. Schedule your private showing today and make 640 N Elizabeth your next address.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,510 sq ft home built in 1942 sits in Dearborn in Dearborn.
This home sold for $275,000 (about $182/sq ft).
Estimated annual property tax: $3,619, or about $302 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,510 sqft
Lot Size0.12 acres
Year Built1942
Stories2
Location
CityDearborn
MunicipalityDearborn City
Zip Code48128
CountyWayne
School DistrictDearborn
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/7/2025
Sold Date8/28/2025
Original Price$335,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,619
Parcel #320916322009
Source: SparkMLS
Legal Description
LOT 202 DEARBORN GOLF PARK SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joshua A Dillon
J Dillon Realty
Frequently Asked Questions about 640 N Elizabeth Street, Dearborn, MI 48128
Which school district serves 640 N Elizabeth Street, Dearborn, MI 48128?
Per MLS# 20251014464, 640 N Elizabeth Street, Dearborn, MI 48128 is in the Dearborn boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dearborn directly to confirm enrollment eligibility.
What financing options are available for 640 N Elizabeth Street, Dearborn, MI 48128?
Per MLS# 20251014464, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 640 N Elizabeth Street, Dearborn, MI 48128?
Per public tax records, annual property taxes for this property are $3,619. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 640 N Elizabeth Street, Dearborn, MI 48128 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 640 N Elizabeth Street, Dearborn, MI 48128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 640 N Elizabeth Street, Dearborn, MI 48128. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 640 N Elizabeth Street, Dearborn, MI 48128?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Mortgage Calculator
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
75 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
640 N Elizabeth Street, Dearborn, MI 48128
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Municipality
Dearborn
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County
Wayne County
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