Sold
640 O'Brien Drive, Benton Harbor, MI 49022
Sold on 07/07/2026 for$215,000
MLS # 25051790 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,027 sqftBuilt 19640.24 acres
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Listing Description
Enjoy the best of Southwest Michigan living with peaceful, rural surroundings just minutes from everything. This well maintained home is located near Lake Michigan College, Sarett Nature Center, Silver Beach, golf courses, wineries, shopping, parks, and dining, offering an easy balance of nature, convenience, and recreation. Inside, you'll find 3 bedrooms and 1.5 baths, with many updates completed within the last five years, including newer windows, siding, furnace, central A/C, and an updated kitchen providing comfort, efficiency, and peace of mind. For added confidence there is a one year home warranty included. The home sits on a .24-acre lot, offering usable outdoor space perfect for relaxing, gardening, or entertaining. Whether you're looking for a primary residence or a smart investment, this property delivers quiet living with quick access to beaches, trails, education, and entertainment, a rare combination in today's market.
Source: SparkMLS
About this home
Located in Benton Township in Benton Harbor, this property offers 3-bedroom, 2-bath, 2,027 sq ft, with original construction dating to 1964.
Final sale price: $215,000 (about $106/sq ft).
Annual property taxes run approximately $1,753 ($146/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,027 sqft
Lot Size0.24 acres
Year Built1964
Stories1
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed3/29/2026
Sold Date7/6/2026
Original Price$235,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,753
Tax Year2025
Assessed Value$47,243
Parcel #03-5580-0011-00-9
Source: SparkMLS
Legal Description
LOT 11 O'BRIENS SHAMROCK TERRACE SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Greg S Miller
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 640 O'Brien Drive, Benton Harbor, MI 49022
What school district is 640 O'Brien Drive, Benton Harbor, MI 49022 in?
Per MLS# 25051790, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 640 O'Brien Drive, Benton Harbor, MI 49022?
Per MLS# 25051790, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25051790, the most recent reported annual property tax for 640 O'Brien Drive, Benton Harbor, MI 49022 is $1,753 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 640 O'Brien Drive, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 640 O'Brien Drive, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 640 O'Brien Drive, Benton Harbor, MI 49022?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 640 O'Brien Drive, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
640 O'Brien Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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