Sold
640 W 11 Mile Road, Royal Oak, MI 48067
Sold on 11/14/2025 for$290,000
MLS # 20251039677 (Realcomp)
2 beds2 baths824 sqftBuilt 2014
1 / 46
Listing Description
Matterport virtual walkthrough available on Homes. Stunning modern condo in the heart of downtown Royal Oak featuring soaring ceilings, industrial-chic design, and a unique multi-level layout perfect for stylish city living. The bright, open-concept main living area is highlighted by exposed ductwork, dramatic lighting, and a sleek gourmet kitchen with stainless steel appliances, tile backsplash, and a large center island with bar seating. Tall windows and a walkout to a private patio flood the space with natural light, creating an ideal setting for entertaining or relaxing. Both the lower and upper-level bedrooms offer privacy and comfort with their own en suite full bathrooms and generous closet space. The lower level also includes a convenient laundry area with a stacked washer and dryer. Enjoy 2-dedicated parking spots and unbeatable walkability to all the shops, restaurants, and entertainment downtown Royal Oak has to offer. Welcome Home!
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 824 sq ft home built in 2014 sits in Royal Oak in Royal Oak.
Final sale price: $290,000 (about $352/sq ft).
Property tax estimate: $5,648 per year ($471/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area824 sqft
Year Built2014
Stories3
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionBrick
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed9/23/2025
Sold Date11/13/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$150 / Monthly
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$5,114
State Equalized Value$151,450
Taxable Value$151,450
Parcel #2516465035
Source: Public Records
Legal Description
T1N, R11E, SEC 16 OAKLAND COUNTY CONDOMINIUM PLAN NO 1728 LOFTS @ 11 CONDOMINIUMS UNIT 12 L 35216 P 709 4-1-05 FR 020 & 453-016
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 640 W 11 Mile Road, Royal Oak, MI 48067
What school district is 640 W 11 Mile Road, Royal Oak, MI 48067 in?
Per MLS# 20251039677, this property is served by City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251039677, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251039677, the most recent reported annual property tax for 640 W 11 Mile Road, Royal Oak, MI 48067 is $5,114. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 640 W 11 Mile Road, Royal Oak, MI 48067 eligible for USDA financing?
Per USDA Rural Development boundary data, 640 W 11 Mile Road, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 640 W 11 Mile Road, Royal Oak, MI 48067 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 640 W 11 Mile Road, Royal Oak, MI 48067?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$5,648
Monthly$471
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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$
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Monthly payment$2,566
Principal & interest$1,946
Property taxes$471
HOA$150
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteDSLSatellite
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
640 W 11 Mile Road, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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