Pending
640 W University Drive, Rochester, MI 48307
$720,000
MLS # 20261038121 (Realcomp)
3 beds2 baths2,315 sqftBuilt 19010.29 acres
1 / 35
Listing Description
*** Currently configured as professional office space***Located on a rare double lot just blocks from Downtown Rochester and only three blocks from Rochester Municipal Park, this one-of-a-kind property presents an incredible opportunity to create a custom residence in one of the area’s most sought-after neighborhoods surrounded by multi-million-dollar homes.Originally redesigned in 2016 by commercial architectural firm Designhaus, the home offers a unique blend of modern design, functional space, and endless flexibility. Currently configured as professional office space, the interior can be reimagined into a spacious residential layout with the ability to customize bedroom configurations by removing and modifying existing non-structural walls.The home features separate climate control for both the first and second levels with two furnaces and two A/C units, providing comfort and efficiency throughout. Existing floorplans include two half baths, with ample space to add a shower or full bathroom layout to suit your vision.Outside, the oversized double lot provides exceptional outdoor potential along with rare off-street parking for up to 13 vehicles — an uncommon feature this close to Downtown Rochester. Walkable to parks, dining, shopping, and entertainment, this property offers the chance to create a truly distinctive residence, live/work space, or luxury renovation project in a premier location.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,315 sq ft home built in 1901 sits in Rochester in Rochester.
Listed at $720,000 (about $311/sq ft).
Property tax estimate: $12,852 per year ($1,071/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,315 sqft
Lot Size0.29 acres
Year Built1901
Stories2
Location
CityRochester
MunicipalityRochester
Zip Code48307
CountyOakland
School DistrictRochester
Construction & Systems
ConstructionAluminum Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/25/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$12,852
State Equalized Value$359,950
Taxable Value$252,340
Parcel #1510454015
Source: Public Records
Legal Description
T3N, R11E, SEC 10 W C CHAPMAN SUB W 26 FT OF LOT 2 & ALL OF LOT 3 BLK 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bradley Saarela
Andrews Realty Group
Frequently Asked Questions about 640 W University Drive, Rochester, MI 48307
Which school district serves 640 W University Drive, Rochester, MI 48307?
Per MLS# 20261038121, 640 W University Drive, Rochester, MI 48307 is in the Rochester boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Rochester directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261038121, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 640 W University Drive, Rochester, MI 48307?
Per public tax records, annual property taxes for this property are $12,852. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 640 W University Drive, Rochester, MI 48307 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 640 W University Drive, Rochester, MI 48307 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 640 W University Drive, Rochester, MI 48307?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$4,670
Principal & interest$4,670
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
640 W University Drive, Rochester, MI 48307
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Municipality
Rochester
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County
Oakland County
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