Sold
640 Wordsworth Street, Ferndale, MI 48220
Sold on 07/16/2026 for$285,000
MLS # 20261038089 (Realcomp)
3 beds2 baths1,192 sqftBuilt 19410.09 acres
1 / 37
Listing Description
Welcome to this beautiful loft-inspired, architecturally curated Ferndale home where modern design, artistic detail, and walkable lifestyle come together seamlessly. Natural light fills the expansive living spaces, highlighting rich Hickory and Brazilian Chestnut hardwood floors that flow throughout the main level and bedrooms. At the heart of the home is a stunning new European-inspired chef’s kitchen featuring an iconic orange Bertazzoni chef's range with pot filler, all new high-end appliances, engineered quartz countertops, high-gloss cabinetry, designer brass fixtures, porcelain floors and an artful tile backsplash— offering both beauty and practicality. The full spa-like bath offers a retreat style experience with heated tile floors, floating vanity, and an oversized walk-in shower with dual shower heads. Two additional bedrooms complete the main level. The upper-level primary suite is nothing short of spectacular featuring soaring vaulted ceilings, custom designer lighting, an over-bed skylight perfect for stargazing, new red oak floors, a bedroom-rated gas fireplace, and an impressive walkthrough closet. A sculptural powder room with turquoise tile accents and an octagonal window adds yet another layer of architectural character and personality to the home. The basement offers laundry, abundant storage, a new generator interlock and a framed flex space ready for your finishing touches— ideal for a future craft room, playroom, office, home gym or additional living space. Outside, the fenced backyard is perfect for entertaining, gardening, or relaxing evenings, complete with a 16x24 shed with electricity offering exceptional flexibility for storage, hobbies or workshop space. Located in one of Ferndale’s most desirable neighborhoods, you’re just moments from Dessert Oasis, Wilson Park, restaurants and boutiques along the 9 Mile Corridor, and all of downtown Ferndale’s festivals, nightlife, and community events. Here's your chance to make this home your own!
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 2-bath, 1,192 sq ft, with original construction dating to 1941.
Closed at $285,000 (about $239/sq ft).
Property tax estimate: $3,499 per year ($292/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,192 sqft
Lot Size0.09 acres
Year Built1941
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/27/2026
Sold Date7/15/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,499
State Equalized Value$94,730
Taxable Value$66,620
Parcel #2535303006
Source: Public Records
Legal Description
T1N, R11E, SEC 35 C W HARRAH'S FERNDALE SUB LOT 79, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sheri Hull
3DX Real Estate LLC
Frequently Asked Questions about 640 Wordsworth Street, Ferndale, MI 48220
What school district is 640 Wordsworth Street, Ferndale, MI 48220 in?
Per MLS# 20261038089, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 640 Wordsworth Street, Ferndale, MI 48220?
Per MLS# 20261038089, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261038089, the most recent reported annual property tax for 640 Wordsworth Street, Ferndale, MI 48220 is $3,499. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 640 Wordsworth Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 640 Wordsworth Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 640 Wordsworth Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,848
Principal & interest$1,848
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
640 Wordsworth Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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