Sold
6400 Detroit Street, Otter Lake, MI 48464
Sold on 01/28/2026 for$180,000
MLS # 20251018875 (Realcomp)
Built 99990.19 acres
1 / 50
Listing Description
Here's your chance to run your own diner/ice cream shop! Meticulously clean and fully functional. There's an inside dining area as well as outdoor. Plenty of parking with an overflow next door at a large Village lot. Located directly in the heart of the Village of Otter Lake, across the street from the Village campground and close to the busy Southern Lakes Trail Way. Brand new HVAC system with central AC. All new exterior paint. Brand new roof. Great business opportunity here!! All you have to do is take over and start working!!
Source: SparkMLS
About this home
Final sale price: $180,000.
Annual property taxes run approximately $4,335 ($361/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
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Listing Property Details
Property TypeCommercial Sale
Bathrooms0
Lot Size0.19 acres
Year Built9999
Location
CityOtter Lake
MunicipalityOtter Lake Vlg
Zip Code48464
CountyLapeer
School DistrictLakeville
Construction & Systems
ConstructionAluminum Siding, Wood Siding, Brick
HeatingForced Air
WaterWell
Sale & Financing
Listed7/21/2025
Sold Date1/27/2026
Original Price$200,000
Source: SparkMLS
Tax Information
Annual Tax$4,335
Parcel #04765200700
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Colleen K Strader
CMS Realty LLC
Frequently Asked Questions about 6400 Detroit Street, Otter Lake, MI 48464
What school district is 6400 Detroit Street, Otter Lake, MI 48464 in?
Per MLS# 20251018875, this property is served by Lakeville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
How much are property taxes for this home?
Per MLS# 20251018875, the most recent reported annual property tax for 6400 Detroit Street, Otter Lake, MI 48464 is $4,335. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6400 Detroit Street, Otter Lake, MI 48464 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6400 Detroit Street, Otter Lake, MI 48464 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otter Lake Vlg police department or the Lapeer County sheriff's office.
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6400 Detroit Street, Otter Lake, MI 48464
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Municipality
Otter Lake Village
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