Sold
6400 Payne Avenue, Dearborn, MI 48126
Sold on 11/26/2025 for$185,000
MLS # 20251049699 (Realcomp)
3 beds1 bath1,119 sqftBuilt 19390.09 acres
1 / 25
Listing Description
Charming Home in the Heart of East DearbornThis beautifully maintained home has been owned by the same family for many years, showcasing pride of ownership throughout. Featuring 3 spacious bedrooms, one bathroom, a full basement, and a 2-car garage, this home is perfect for anyone looking for comfort and convenience. The motivated seller is eager to make a deal, so this is a must-see! Don’t miss the opportunity to own this lovely home in a fantastic location.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,119 sq ft home built in 1939 sits in Dearborn in Dearborn.
This home sold for $185,000 (about $165/sq ft).
Estimated annual property tax: $2,055, or about $171 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 2,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,119 sqft
Lot Size0.09 acres
Year Built1939
Stories2
Location
CityDearborn
MunicipalityDearborn City
Zip Code48126
CountyWayne
School DistrictDearborn
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/28/2025
Sold Date11/25/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,055
Parcel #32821007133017
Source: SparkMLS
Legal Description
LOT 442 ALBERT P TERNES SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ali M Shariff
Real Estate One-Dbn Hts/Dbn
Frequently Asked Questions about 6400 Payne Avenue, Dearborn, MI 48126
Which school district serves 6400 Payne Avenue, Dearborn, MI 48126?
Per MLS# 20251049699, 6400 Payne Avenue, Dearborn, MI 48126 is in the Dearborn boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dearborn directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251049699, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6400 Payne Avenue, Dearborn, MI 48126?
Per public tax records, annual property taxes for this property are $2,055. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6400 Payne Avenue, Dearborn, MI 48126 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 6400 Payne Avenue, Dearborn, MI 48126 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6400 Payne Avenue, Dearborn, MI 48126. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 6400 Payne Avenue, Dearborn, MI 48126?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6400 Payne Avenue, Dearborn, MI 48126
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Municipality
Dearborn
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County
Wayne County
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