Pending
6406 Payne Avenue, Dearborn, MI 48126
$299,900
MLS # 20251039737 (Realcomp)
4 beds3 baths2,812 sqftBuilt 19290.13 acres
1 / 35
Listing Description
LAND CONTRACT TERMS AVAILABLE. FOR SALE – 6406 PAYNE, DEARBORN! THIS UPDATED MULTIFAMILY HOME OFFERS ENDLESS POSSIBILITIES WITH A TOTAL OF 4 BEDROOMS AND 3 FULL BATHROOMS, INCLUDING A FULLY FINISHED BASEMENT COMPLETE WITH ITS OWN KITCHEN, BEDROOM, AND BATHROOM. WHETHER YOU’RE LOOKING FOR A GREAT INVESTMENT PROPERTY OR A SPACIOUS HOME TO ACCOMMODATE EXTENDED FAMILY, THIS HOUSE HAS IT ALL. ENJOY MODERN UPDATES THROUGHOUT, FLEXIBLE LIVING SPACES, AND A LAYOUT THAT’S BOTH FUNCTIONAL AND INVITING. SITTING IN A PRIME DEARBORN LOCATION, YOU’LL BE CLOSE TO SCHOOLS, SHOPPING, RESTAURANTS, AND MAJOR FREEWAYS, MAKING IT CONVENIENT FOR WORK AND PLAY. DON’T MISS OUT ON THIS INCREDIBLE OPPORTUNITY TO OWN A MOVE-IN READY HOME IN ONE OF THE MOST DESIRABLE AREAS OF THE CITY! CAN BE TURNED INTO TRIPLEX UNIT
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,812 sq ft home built in 1929 sits in Dearborn in Dearborn.
Currently offered at $299,900 (about $107/sq ft).
Annual property taxes run approximately $4,358 ($363/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 2,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,812 sqft
Lot Size0.13 acres
Year Built1929
Stories3
Location
CityDearborn
MunicipalityDearborn City
Zip Code48126
CountyWayne
School DistrictDearborn
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed9/23/2025
Original Price$319,900
Terms AcceptedCash, Conventional, FHA, Land Contract, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,358
Parcel #32821007133036
Source: SparkMLS
Legal Description
LOT 440 & S 17&1/2 FT OF LOT 439 ALBERT P TERNES SUB SPLIT ON 05/06/2014 WITH 82 10 071 33 013, 82 10 071 33 014 INTO 82 10 071 33 035, 82 10 071 33 036;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Mojtaba Alammoury
Empire Realty Group
Frequently Asked Questions about 6406 Payne Avenue, Dearborn, MI 48126
Which school district serves 6406 Payne Avenue, Dearborn, MI 48126?
Per MLS# 20251039737, 6406 Payne Avenue, Dearborn, MI 48126 is in the Dearborn boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dearborn directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251039737, this listing accepts Cash, Conventional, FHA, Land Contract, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6406 Payne Avenue, Dearborn, MI 48126?
Per public tax records, annual property taxes for this property are $4,358. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6406 Payne Avenue, Dearborn, MI 48126 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 6406 Payne Avenue, Dearborn, MI 48126 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6406 Payne Avenue, Dearborn, MI 48126. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 6406 Payne Avenue, Dearborn, MI 48126?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6406 Payne Avenue, Dearborn, MI 48126
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Municipality
Dearborn
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County
Wayne County
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