Sold
641 Stratford Road, Ferndale, MI 48220
Sold on 06/08/2026 for$220,000
MLS # 20261028492 (Realcomp)
2 beds1 bath1,100 sqftBuilt 19490.11 acres
1 / 11
Listing Description
Are you ready for this beauty in the heart of Ferndale! This property has been fully renovated inside and out, offering the perfect blend of modern finishes and timeless charm.Step inside to a stunning new galley style kitchen with quartz peninsula counter, featuring soft-close cabinetry, sleek finishes, and a layout designed for both everyday living and entertaining. The home also boasts a fully updated bathroom with clean, contemporary design and quality craftsmanship.Throughout the home, you’ll find all new flooring that flows seamlessly from room to room, creating a fresh and cohesive feel. The inviting living space is anchored by a stylish shiplap fireplace, and brick finished wall adding warmth, charm and character.Outside, enjoy a large, fully fenced backyard—perfect for entertaining, pets, or relaxing in your own private outdoor space.Located just minutes from downtown Ferndale, shopping, dining, and major freeways, this home offers both convenience and style.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,100 sq ft home in Ferndale in Ferndale built in 1949.
Final sale price: $220,000 (about $200/sq ft).
Annual property taxes run approximately $2,450 ($204/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,100 sqft
Lot Size0.11 acres
Year Built1949
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/24/2026
Sold Date6/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,450
State Equalized Value$95,250
Taxable Value$33,930
Parcel #2533434030
Source: Public Records
Legal Description
T1N, R11E, SEC 33 KENILWORTH SUB N 15 FT OF 191 & ALL OF LOT 192, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Tarita Boone
Real Estate by Rita
Frequently Asked Questions about 641 Stratford Road, Ferndale, MI 48220
What school district is 641 Stratford Road, Ferndale, MI 48220 in?
Per MLS# 20261028492, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261028492, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261028492, the most recent reported annual property tax for 641 Stratford Road, Ferndale, MI 48220 is $2,450. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 641 Stratford Road, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 641 Stratford Road, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 641 Stratford Road, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
641 Stratford Road, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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