For Sale
642 LYDIA Lane, Pontiac, MI 48341
$139,000
MLS # 20251049073 (Realcomp)
2 beds2 baths1,346 sqftBuilt 2003
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Listing Description
Welcome to this move-in ready home in a highly sought-after location! Featuring a spacious layout and modern appliances, this property offers both comfort and convenience. The versatile loft provides extra storage or can be used as an additional entertainment area. With a perfect balance of style and functionality, this charming home is ready for you to make it your own!
Source: SparkMLS
About this home
Located in Pontiac in Pontiac, this property offers 2-bedroom, 2-bath, 1,346 sq ft, with original construction dating to 2003.
Currently offered at $139,000 (about $103/sq ft).
Estimated annual property tax: $3,449, or about $287 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,346 sqft
Year Built2003
Stories3
Location
CityPontiac
MunicipalityPontiac
Zip Code48341
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed11/3/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$310 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$3,449
State Equalized Value$60,550
Taxable Value$60,420
Parcel #1430253054
Source: Public Records
Legal Description
T3N, R10E, SEC 30 OAKLAND COUNTY CONDOMINIUM PLAN NO 1510 THE VILLAGE AT STONEGATE POINTE UNIT 54, BLDG 5 L 27952 P 001 2-13-03 FR 200-008
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jonathan Zaia
EXP Z Real Estate
Frequently Asked Questions about 642 LYDIA Lane, Pontiac, MI 48341
What school district is 642 LYDIA Lane, Pontiac, MI 48341 in?
Per MLS# 20251049073, this property is served by Pontiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251049073, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251049073, the most recent reported annual property tax for 642 LYDIA Lane, Pontiac, MI 48341 is $3,449. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 642 LYDIA Lane, Pontiac, MI 48341 eligible for USDA financing?
Per USDA Rural Development boundary data, 642 LYDIA Lane, Pontiac, MI 48341 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 642 LYDIA Lane, Pontiac, MI 48341 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 642 LYDIA Lane, Pontiac, MI 48341?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 642 LYDIA Lane, Pontiac, MI 48341. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,212
Principal & interest$902
HOA$310
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
642 LYDIA Lane, Pontiac, MI 48341
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Municipality
Pontiac
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County
Oakland County
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