For Sale
642 W 11 MILE Road, Royal Oak, MI 48067
$449,900
MLS # 20261025004 (Realcomp)
2 beds3 baths1,641 sqftBuilt 2014
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Listing Description
Welcome to this beautifully updated, move-in-ready loft unit condo in the heart of downtown Royal Oak! This rare 3-level townhouse offers 2 bedrooms and 2.5 baths, combining modern design with an unbeatable walkable location.This home is filled with abundant natural light thanks to extra windows that showcase the open floor plan, soaring ceilings, and stylish finishes throughout. The dramatic two-story living area creates a bright and airy space perfect for both everyday living and entertaining, seamlessly flowing into a versatile loft—ideal for a home office or study.The gourmet kitchen features sleek modern cabinetry, unique stone countertops, and premium stainless steel appliances, making it as functional as it is beautiful.Each spacious bedroom is thoughtfully situated on its own level, offering maximum privacy. The elegant primary suite boasts a vaulted ceiling, a large walk-in closet, and access to a private terrace—perfect for morning coffee or unwinding in the evening. Well-appointed bathrooms throughout the home add a touch of luxury and comfort.Additional highlights include:Private rooftop terrace for outdoor relaxation or entertainingOne-car detached garage plus an assigned parking space (a rare downtown find)Low-maintenance living in a vibrant, walkable neighborhoodEnjoy being just steps from downtown Royal Oak’s shops, restaurants, and nightlife while coming home to a quiet, stylish retreat.
Source: SparkMLS
About this home
2-bedroom, 3-bath, 1,641 sq ft home in Royal Oak in Royal Oak built in 2014.
Listed at $449,900 (about $274/sq ft).
Property tax estimate: $8,211 per year ($684/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area1,641 sqft
Year Built2014
Stories3
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionBrick
BasementSlab
Garage1 space
HeatingForced Air
SewerNone
Sale & Financing
Listed4/13/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$255 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$7,764
State Equalized Value$220,170
Taxable Value$146,140
Parcel #2516465042
Source: Public Records
Legal Description
T1N, R11E, SEC 16 OAKLAND COUNTY CONDOMINIUM PLAN NO 1728 LOFTS @ 11 CONDOMINIUMS UNIT 19 L 35216 P 709 4-1-05 FR 022 & 453-016
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Stephanie Montour
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 642 W 11 MILE Road, Royal Oak, MI 48067
What school district is 642 W 11 MILE Road, Royal Oak, MI 48067 in?
Per MLS# 20261025004, this property is served by City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261025004, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261025004, the most recent reported annual property tax for 642 W 11 MILE Road, Royal Oak, MI 48067 is $7,764. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 642 W 11 MILE Road, Royal Oak, MI 48067 eligible for USDA financing?
Per USDA Rural Development boundary data, 642 W 11 MILE Road, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 642 W 11 MILE Road, Royal Oak, MI 48067 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: None. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$8,211
Monthly$684
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,857
Principal & interest$2,918
Property taxes$684
HOA$255
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
642 W 11 MILE Road, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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