Sold
6430 Cloverton Drive, Waterford, MI 48329
Sold on 06/26/2026 for$222,900
MLS # 20261033247 (Realcomp)
3 beds2 baths971 sqftBuilt 19450.16 acres
1 / 37
Listing Description
*Highest and Best offer deadline Friday 5/22 8pm.* Introducing a rare opportunity to own an affordable ranch with coveted access to the highly sought-after Lotus Lake chain. Equity potential galore and tons of upside. Offering the perfect blend of comfort and value, this 3-bedroom, 2-bath ranch features a bright, functional layout, included appliances, and a full basement with additional partially finished living space ideal for a media room, home office, fitness area, or more. Outside, enjoy a private fenced backyard with a large wood deck, perfect for summer entertaining and relaxing evenings. Residents enjoy lake privileges on all-sports Lotus Lake, complete with sandy beaches, playgrounds, picnic areas, and docking facilities, plus direct access to connecting Maceday Lake. Conveniently located near parks, shopping, dining, and everyday conveniences, this property offers an exceptional opportunity to enjoy affordable lake lifestyle living just in time for summer in Michigan.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 2-bath, 971 sq ft, with original construction dating to 1945.
This home sold for $222,900 (about $230/sq ft).
Annual property taxes run approximately $2,111 ($176/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area971 sqft
Lot Size0.16 acres
Year Built1945
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/13/2026
Sold Date6/25/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,810
State Equalized Value$69,420
Taxable Value$32,090
Parcel #1305252022
Source: Public Records
Legal Description
T3N, R9E, SEC 5 MEADOWOOD LOT 188
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Katherine Nolff
The Brokerage Real Estate Enthusiasts
Frequently Asked Questions about 6430 Cloverton Drive, Waterford, MI 48329
Which school district serves 6430 Cloverton Drive, Waterford, MI 48329?
Per MLS# 20261033247, 6430 Cloverton Drive, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261033247, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6430 Cloverton Drive, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $1,810. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6430 Cloverton Drive, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 6430 Cloverton Drive, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6430 Cloverton Drive, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,111
Monthly$176
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,602
Principal & interest$1,426
Property taxes$176
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6430 Cloverton Drive, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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