For Sale
6434 W Houghton Lake Drive, Houghton Lake, MI 48629
$249,000
MLS # 26027514 (Michigan Regional Information Center (MichRIC))
2 beds1 bath640 sqftBuilt 00.77 acres
1 / 10
Listing Description
HOUGHTON LAKE. PRIDE OF OWNERSHIP IS WHAT THIS LAKEFRONT HOME-COTTAGE IS ALL ABOUT. 2-BEDROOMS WITH FULL BATH WITH MAGNIFICENT VIEW OF HOUGHTON LAKE. 128 FEET OF PRIME FRONTAGE WITH SANDY BEACH, LARGE DOCK,, SEA WALL, AND LARGE DECK TO SIT OUT AND ENJOY THE SUNSET. PRICED AT $249,000 . IF YOU ARE LOOKING FOR A LAKERONT PROPERTY THEN THIS IS IT.
Source: SparkMLS
About this home
Located in Houghton Lake, this property offers 2-bedroom, 1-bath, 640 sq ft.
Listed at $249,000 (about $389/sq ft).
Annual property taxes run approximately $2,261 ($188/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area640 sqft
Lot Size0.77 acres
Year Built0
Stories1
Location
CityHoughton Lake
MunicipalityRoscommon Twp
Zip Code48629
CountyRoscommon
School DistrictHoughton Lake
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Vinyl Siding
BasementCrawl Space
HeatingWall Furnace
SewerPublic
Sale & Financing
Listed6/4/2026
Terms AcceptedCash
HOA
HOA Fee$500 / Annually
IncludesElectricity, Water, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$2,261
Tax Year2026
Assessed Value$93,000
Parcel #720112110130755
Source: SparkMLS
Legal Description
SEE DOCUM,ENTS FOR FULL LEGAL DESCRIPTION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by William Britz
Britz Realty Inc
Frequently Asked Questions about 6434 W Houghton Lake Drive, Houghton Lake, MI 48629
What school district is 6434 W Houghton Lake Drive, Houghton Lake, MI 48629 in?
Per MLS# 26027514, this property is served by Houghton Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26027514, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027514, the most recent reported annual property tax for 6434 W Houghton Lake Drive, Houghton Lake, MI 48629 is $2,261 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6434 W Houghton Lake Drive, Houghton Lake, MI 48629 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6434 W Houghton Lake Drive, Houghton Lake, MI 48629 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Roscommon Twp police department or the Roscommon County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,657
Principal & interest$1,615
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6434 W Houghton Lake Drive, Houghton Lake, MI 48629
View full property history →
Get email alerts for new listings near 6434 W Houghton Lake Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.