Pending
6435 11th Street, Otter Lake, MI 48464
$199,900
MLS # 20261032166 (Realcomp)
3 beds2 baths1,920 sqftBuilt 19000.23 acres
1 / 22
Listing Description
Want a GREAT HOUSE UNDER $200,000.00 here you go!!!So close to the water you can feel the water spray when the boats go by!! Location, Location, Location!! Otter Lake is a block away and the view is spectacular. Large family home on a corner lot! Lots of updates in the last few years! We have painted, put down new flooring, new light fixtures and made everything like a page out of Pinterest. Cute covered front porch to sit and enjoy the views. 1st floor laundry and bath! You have LOTS of use for this room. It actually could be a bonus room, craft room, bedroom so many uses. Large open kitchen with lots of cabinets and counterspace. Appliances and included just not the groceries. Large dining room opens up from the kitchen and that is open to your LARGE living room. This home has lots and lots of living space. 2 full bathrooms in this home with one up and one down. Bedrooms are spacious and private. Decking on the second floor off one of the bedrooms as well as on the first floor. This home is within walking distance to restaurants, bars, shopping and best of all the LAKE. Take the kids to the lake and spend the afternoon eating ice cream and swimming. Winter is just as much as fun on this lake with ice fishing and snowmobiling. WE CAN HELP TO MAKE THIS YOURS!! This house and You MAY qualify for a $10,000 closing cost assistance. Call today.......Swimming by July!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,920 sq ft home in Marathon Township in Otter Lake built in 1900.
Asking $199,900 (about $104/sq ft).
Estimated annual property tax: $305, or about $25 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,920 sqft
Lot Size0.23 acres
Year Built1900
Stories2
Location
CityOtter Lake
MunicipalityOtter Lake Vlg
Zip Code48464
CountyLapeer
School DistrictLakeville
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/5/2026
Original Price$249,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$305
Parcel #04760800700
Source: SparkMLS
Legal Description
13 73 400 000 00 VILLAGE OF OTTER LAKE ORIGINAL PLAT LOT 7 BLK 8 AND THE ADJOINING S 15 FT OF THE VACATED AVENUE G.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gayle Coulter
Coulter Real Estate
Frequently Asked Questions about 6435 11th Street, Otter Lake, MI 48464
What school district is 6435 11th Street, Otter Lake, MI 48464 in?
Per MLS# 20261032166, this property is served by Lakeville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6435 11th Street, Otter Lake, MI 48464?
Per MLS# 20261032166, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261032166, the most recent reported annual property tax for 6435 11th Street, Otter Lake, MI 48464 is $305. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6435 11th Street, Otter Lake, MI 48464 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6435 11th Street, Otter Lake, MI 48464 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otter Lake Vlg police department or the Lapeer County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6435 11th Street, Otter Lake, MI 48464
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Municipality
Marathon Township
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