For Sale
644 PHILIP Street, Detroit, MI 48215
$25,000
MLS # 20261038482 (Realcomp)
0.09 acres
1 / 3
Listing Description
Great Investment Opportunity in the highly sought-after and rapidly growing Jefferson Chalmers District! This privately owned vacant lot offers the perfect canvas to build your dream home, income-producing multi-family property, or next smart investment project.Ideally located just minutes from Windmill Pointe Park and Mariner Park, you’ll enjoy easy access to waterfront recreation, green space, and outdoor activities. Conveniently situated near Downtown Detroit for a quick commute, while still offering the charm and character of one of the city’s most exciting up-and-coming neighborhoods.Enjoy being within walking distance to popular neighborhood restaurants, local shops, cafes, and community hotspots. Whether you’re an investor, builder, or future homeowner, this is an incredible opportunity to be part of the continued growth and revitalization of Jefferson Chalmers!
Source: SparkMLS
About this home
Currently offered at $25,000.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size0.09 acres
Location
CityDetroit
Zip Code48215
CountyWayne
School DistrictDetroit
Sale & Financing
Listed5/26/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2025
Assessed Value$0
Parcel #21059995.
Source: Public Records
Legal Description
E PHILIP N 25 FT 750 S 10 FT 749 FOX CREEK SUB L25 P73 PLATS, W C R 21/295 35 X 111
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Erick Monzo
Keller Williams Realty-Great Lakes
Frequently Asked Questions about 644 PHILIP Street, Detroit, MI 48215
Which school district serves 644 PHILIP Street, Detroit, MI 48215?
Per MLS# 20261038482, 644 PHILIP Street, Detroit, MI 48215 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What financing options are available for 644 PHILIP Street, Detroit, MI 48215?
Per MLS# 20261038482, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 644 PHILIP Street, Detroit, MI 48215 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 644 PHILIP Street, Detroit, MI 48215 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 644 PHILIP Street, Detroit, MI 48215?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
$
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Monthly payment$162
Principal & interest$162
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
644 PHILIP Street, Detroit, MI 48215
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Neighborhood
East Riverside
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Community
Detroit
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County
Wayne County
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