Under Contract
6446 Harrison Street, Coloma, MI 49038
$219,900
MLS # 26022774 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,116 sqftBuilt 19550.23 acres
1 / 42
Listing Description
Charming 2BR/1BA Wooded Cottage Retreat Near Lake Michigan. Escape to your own private sanctuary in this charming, turn-key 2-bedroom, 1-bathroom cottage on a beautifully wooded lot with mature trees. Well-maintained with a brand-new roof and gutters (2023), this home offers total convenience, sold fully furnished down to the artwork, window treatments, and kitchenware. Elegant wrap-around paver brick walkways lead to an expansive deck and a lovely screened-in porch perfect for peaceful mornings. Store beach gear in the cute storage shed! Set on a quiet, low-traffic street with friendly neighbors, it offers exclusive access to a private Lake Michigan beach (annual fee). Take a short drive to other public beaches, premier golf courses, and the vibrant coastal towns of South Haven and St. Joseph. Quick highway access makes weekend getaways effortless. Just turn the key and start living the lake life.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,116 sq ft home in Hagar Township in Coloma built in 1955.
Listed at $219,900 (about $197/sq ft).
Property tax estimate: $1,434 per year ($120/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,116 sqft
Lot Size0.23 acres
Year Built1955
Stories3
Location
CityColoma
MunicipalityHagar Twp
Zip Code49038
CountyBerrien
School DistrictColoma
Construction & Systems
ConstructionOther
BasementCrawl Space, Slab
HeatingBaseboard
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,434
Tax Year2025
Assessed Value$30,343
Parcel #11-10-4560-6501-00-8
Source: SparkMLS
Legal Description
(11-10-4560-6501-00-8) LOTS 6501,6502 & 6503, LAKE MICHIGAN BEACH NO. 2. (11-10-4560-6504-00-7) LOTS 6504 & 6505 LAKE MICHIGAN BEACH NO. 2.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian Brant
Sunrise Real Estate, Inc.
Frequently Asked Questions about 6446 Harrison Street, Coloma, MI 49038
What school district is 6446 Harrison Street, Coloma, MI 49038 in?
Per MLS# 26022774, this property is served by Coloma. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26022774, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022774, the most recent reported annual property tax for 6446 Harrison Street, Coloma, MI 49038 is $1,434 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6446 Harrison Street, Coloma, MI 49038 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6446 Harrison Street, Coloma, MI 49038 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6446 Harrison Street, Coloma, MI 49038
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Municipality
Hagar Township
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