Sold
645 ELMWOOD Street, Dearborn, MI 48124
Sold on 05/23/2025 for$460,000
MLS # 20250032346 (Realcomp)
3 beds4 baths2,715 sqftBuilt 19400.11 acres
1 / 40
Listing Description
Welcome to this bright and spacious 2-story home, boasting over 2,100 square feet of comfort and charm! Nestled in a fantastic location, this gem has so much to love. You’ll find 3 full bathrooms plus a convenient half-bath in the basement. The primary bedroom features its own private bath, accompanied by another generously sized bedroom and a cozy third bedroom. The family room, complete with a full bath, flows seamlessly onto a 20 x 15 Trex deck—perfect for relaxing or entertaining while overlooking the vibrant perennial garden. Enjoy meals in the formal dining room or whip up something delicious in the updated kitchen, which opens right into the family room. This home has been thoughtfully updated throughout, with a mostly finished basement and a brand-new roof to top it all off. Cozy up by the natural fireplace in the living room and move in right away with immediate occupancy. This place is ready to welcome you home!
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 2,715 sq ft home built in 1940 sits in Dearborn in Dearborn.
Closed at $460,000 (about $169/sq ft).
Estimated annual property tax: $5,731, or about $478 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 7 providers. Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area2,715 sqft
Lot Size0.11 acres
Year Built1940
Stories2
Location
CityDearborn
MunicipalityDearborn City
Zip Code48124
CountyWayne
School DistrictDearborn
Construction & Systems
ConstructionBrick
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/11/2025
Sold Date5/22/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,731
Parcel #32820921121005
Source: SparkMLS
Legal Description
LOT 43 NORTH DEARBORN PARK SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robert J Platte
Century 21 Curran & Oberski
Frequently Asked Questions about 645 ELMWOOD Street, Dearborn, MI 48124
What school district is 645 ELMWOOD Street, Dearborn, MI 48124 in?
Per MLS# 20250032346, this property is served by Dearborn. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20250032346, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250032346, the most recent reported annual property tax for 645 ELMWOOD Street, Dearborn, MI 48124 is $5,731. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 645 ELMWOOD Street, Dearborn, MI 48124 eligible for USDA financing?
Per USDA Rural Development boundary data, 645 ELMWOOD Street, Dearborn, MI 48124 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 645 ELMWOOD Street, Dearborn, MI 48124 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 645 ELMWOOD Street, Dearborn, MI 48124?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,788
Principal & interest$2,788
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteDSLSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
645 ELMWOOD Street, Dearborn, MI 48124
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Municipality
Dearborn
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County
Wayne County
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