Expired
645 Melbourne Street, Detroit, MI 48202
$245,000
MLS # 26006027 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,606 sqftBuilt 19100.08 acres
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Listing Description
Nestled just outside of beautiful downtown Detroit this beautiful 4-bedroom, 1.5-bathroom Colonial home offers the perfect blend of classic charm and modern amenities. Featuring hardwood floors throughout, sleek granite countertops, and stainless steel appliances, The spacious layout includes generous living areas, perfect for both everyday living and entertaining. Enjoy all that Detroit has to offer with quick access to downtown, including its vibrant restaurants, unique shops, and entertainment venues. Don't miss out on this fantastic opportunity! Some photos have been virtually staged currently tenant occupied. please do not disturb the tenants!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,606 sq ft home in Middle Woodward in Detroit built in 1910.
Currently offered at $245,000 (about $153/sq ft).
Estimated annual property tax: $2,875, or about $240 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,606 sqft
Lot Size0.08 acres
Year Built1910
Stories2
Location
CityDetroit
MunicipalityDetroit City
Zip Code48202
CountyWayne
School DistrictDetroit
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed2/18/2026
Original Price$260,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,084
Tax Year2025
State Equalized Value$44,800
Assessed Value$44,800
Parcel #03002160.
Source: Public Records
Legal Description
N MELBOURNE 60 MCLAUGHLIN BROS L17 P73 PLATS, W C R 3/96 30 X 117.08A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kenneth Kiley
Kiley Real Estate Advisors
Frequently Asked Questions about 645 Melbourne Street, Detroit, MI 48202
Which school district serves 645 Melbourne Street, Detroit, MI 48202?
Per MLS# 26006027, 645 Melbourne Street, Detroit, MI 48202 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26006027, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 645 Melbourne Street, Detroit, MI 48202?
Per public tax records, annual property taxes for this property are $5,321 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 645 Melbourne Street, Detroit, MI 48202 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 645 Melbourne Street, Detroit, MI 48202 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 645 Melbourne Street, Detroit, MI 48202. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 645 Melbourne Street, Detroit, MI 48202?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,875
Monthly$240
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
$
$
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Monthly payment$1,829
Principal & interest$1,589
Property taxes$240
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
645 Melbourne Street, Detroit, MI 48202
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Neighborhood
Middle Woodward
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Community
Detroit
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County
Wayne County
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