Sold
645 N 11th Street, Niles, MI 49120
Sold on 03/06/2026 for$97,500
MLS # 25047623 (Michigan Regional Information Center (MichRIC))
2 beds1 bath670 sqftBuilt 19500.14 acres
1 / 14
Listing Description
Welcome to this charming 2-bedroom, 1-bath home with an attached 1-car garage, perfectly located just minutes from the US-31 Bypass and the Indiana state line. This home offers a cozy and functional layout with bright living spaces and easy flow throughout. The attached garage provides convenience and extra storage, while the location makes commuting and daily errands a breeze. Whether you're a first-time homebuyer, investor, or looking to downsize, this property is a great opportunity to own a home in Niles at an affordable price.
Source: SparkMLS
About this home
Located in Niles in Niles, this property offers 2-bedroom, 1-bath, 670 sq ft, with original construction dating to 1950.
Final sale price: $97,500 (about $146/sq ft).
Property tax estimate: $1,003 per year ($84/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area670 sqft
Lot Size0.14 acres
Year Built1950
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingBaseboard, Wall Furnace
WaterPublic
SewerPublic
Sale & Financing
Listed9/15/2025
Sold Date3/5/2026
Original Price$120,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$5,850
Source: SparkMLS
Tax Information
Annual Tax$1,003
Tax Year2025
Assessed Value$26,900
Parcel #71-7250-0015-00-1
Source: SparkMLS
Legal Description
Lot 15 Springdale Addition To City Of Niles
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christina M Gonzalez-Cruz
Michigan Top Producers-Vicksburg
Frequently Asked Questions about 645 N 11th Street, Niles, MI 49120
What school district is 645 N 11th Street, Niles, MI 49120 in?
Per MLS# 25047623, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 645 N 11th Street, Niles, MI 49120?
Per MLS# 25047623, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25047623, the most recent reported annual property tax for 645 N 11th Street, Niles, MI 49120 is $1,003 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 645 N 11th Street, Niles, MI 49120 eligible for USDA financing?
Per USDA Rural Development boundary data, 645 N 11th Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 645 N 11th Street, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 645 N 11th Street, Niles, MI 49120?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$642
Principal & interest$642
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
AT&TFiber
5 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
645 N 11th Street, Niles, MI 49120
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Municipality
Niles
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