Pending
645 N Cochran Avenue, Charlotte, MI 48813
$175,000
MLS # 295105 (Greater Lansing Association of REALTORS®)
3 beds1 bathBuilt 19000.6 acres
1 / 38
Listing Description
This grand Greek Revival 2-story features vinyl siding, newer style vinyl thermopile windows. Sitting high and proud, well back from the road, the wrap-around porch and corniced columns give a stately curb appeal to this grand old home. Over 2000 sq. ft. of living space on a large 1/2 acre lot with fenced back yard, a carriage house garage and an in-ground pool! The home needs some updates, but it is priced to sell!
Source: SparkMLS
About this home
Located in Charlotte in Charlotte, this property offers 3-bedroom, 1-bath, with original construction dating to 1900.
Listed at $175,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.6 acres
Year Built1900
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionVinyl Siding
BasementPartial, Michigan Basement
Garage2 spaces
SewerPublic
InteriorWater Softener/Owned
Sale & Financing
Listed4/14/2026
Original Price$199,900
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Eric Crandall
WEICHERT, REALTORS- Emerald Properties
Frequently Asked Questions about 645 N Cochran Avenue, Charlotte, MI 48813
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 645 N Cochran Avenue, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 645 N Cochran Avenue, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 645 N Cochran Avenue, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
Map
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
645 N Cochran Avenue, Charlotte, MI 48813
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Municipality
Charlotte
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