For Sale
645 State Street, Adrian, MI 49221
$244,000
MLS # 26034153 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,031 sqftBuilt 19000.27 acres
1 / 30
Listing Description
Welcome home to this charming 3-bedroom, 2-bath historic gem in Adrian! Blending timeless character with everyday functionality, this spacious home offers plenty of room to spread out with two inviting living areas, a formal dining room perfect for gatherings, and the convenience of main-floor laundry. Outside, you'll find a large detached two-car garage complete with a workshop, ideal for hobbies, storage, or projects. Alley access adds extra convenience, while the expansive fenced backyard provides plenty of space for entertaining, gardening, pets, or play. The paved driveway offers exceptional parking with room for up to eight vehicles--a rare find! Whether you're looking for classic charm, versatile living space, or incredible outdoor amenities, this Adrian home has it all. Don't miss your opportunity to make this unique property your own!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,031 sq ft home in Adrian in Adrian built in 1900.
Currently offered at $244,000 (about $120/sq ft).
Estimated annual property tax: $1,695, or about $141 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by Citizens Gas Fuel Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,031 sqft
Lot Size0.27 acres
Year Built1900
Stories2
Location
CityAdrian
MunicipalityAdrian City
Zip Code49221
CountyLenawee
School DistrictAdrian
Construction & Systems
StyleHistoric
ConstructionVinyl Siding, Other
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener
Sale & Financing
Listed7/6/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,695
Tax Year2025
Assessed Value$41,715
Parcel #XA0-422-3009-00
Source: SparkMLS
Legal Description
LOT 7 BLK 12 L G & A S BERRYS CONTINUATION OF SOUTHERN ADDITION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Knox
Xsell Realty
Frequently Asked Questions about 645 State Street, Adrian, MI 49221
What school district is 645 State Street, Adrian, MI 49221 in?
Per MLS# 26034153, this property is served by Adrian. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 645 State Street, Adrian, MI 49221?
Per MLS# 26034153, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034153, the most recent reported annual property tax for 645 State Street, Adrian, MI 49221 is $1,695 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 645 State Street, Adrian, MI 49221 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 645 State Street, Adrian, MI 49221 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: Citizens Gas Fuel Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Adrian City police department or the Lenawee County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Lenawee County public records.
Mortgage Calculator
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Monthly payment$1,583
Principal & interest$1,583
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
Citizens Gas Fuel Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
645 State Street, Adrian, MI 49221
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Municipality
Adrian
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County
Lenawee County
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