Sold
6450 Otter Trail, Alger, MI 48610
Sold on 06/19/2026 for$150,000
MLS # 50206939 (MiRealSource)
0 bedsBuilt 00.84 acres
1 / 28
Listing Description
Spacious cottage shell with incredible potential! This 2-story home with walkout basement is situated on Lots 280, 281, and 1/2 of Lot 282 with frontage on beautiful Forrest Lake. An exceptional opportunity with numerous additional parcels included in the sale: Lots 289, 290, 324, 326, 337, and 720 (see map in documents). Enjoy all the amenities this lake community has to offer including lake access, lake frontage, marina, park, and playground area. Endless possibilities for your future getaway, investment, or year-round retreat!
Source: SparkMLS
About this home
This home sold for $150,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms0
Bathrooms0
Lot Size0.84 acres
Year Built0
Location
CityAlger
Zip Code48610
CountyArenac
School DistrictStandish-Sterling
Construction & Systems
ConstructionBrick
HeatingNone
Sale & Financing
Listed5/7/2026
Sold Date6/18/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
State Equalized Value$111,600
Taxable Value$59,851
Parcel #008-0-F80-000-280-00
Source: Public Records
Legal Description
T20N R3E SEC 24 LOTS 280, 281 FOREST LAKE SUB. #1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sue A Bully
REMAX Town & Country
Frequently Asked Questions about 6450 Otter Trail, Alger, MI 48610
What school district is 6450 Otter Trail, Alger, MI 48610 in?
Per MLS# 50206939, this property is served by Standish-Sterling. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50206939, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 6450 Otter Trail, Alger, MI 48610 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6450 Otter Trail, Alger, MI 48610 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6450 Otter Trail, Alger, MI 48610
View full property history →
Get email alerts for new listings near 6450 Otter Trail
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.