Sold
646 Bay Crossing Drive, Waterford, MI 48327
Sold on 07/28/2025 for$400,000
MLS # 20251008423 (Realcomp)
3 beds3 baths2,792 sqftBuilt 19990.36 acres
1 / 43
Listing Description
WALK THE WONDERFUL BOARDWALK THRU A 2 ACRE SUB PARK, WHERE YOU'LL ENJOY A BEACH, FISHING, AND KAYAKING ON SPRING FED PLEASANT LAKE! TUCKED AWAY DEEP IN EAGLE LANDING SUB FEATURING SEVERAL NATURE PRESERVES, the well maintained home is situated on a beautifully wooded lot. The two-story includes 2,792 SF of living space, a finished Daylight Basement, gorgeous Sun Room, two car Garage and elevated Deck overlooking the quiet, natural setting. The covered Entry leads to the two-story Foyer with open rail staircase and rich hardwood flooring. The adjacent Living Room features crown molding, a beautiful bay window and shares a two-way fireplace with the Dining Room. The large Island Kitchen and Nook is furnished with with gorgeous granite counters, ceramic backsplash, newer SS appliances, hardwood flooring and a door-wall opening to the Sun Room. Surrounded by door-walls, the spectacular space features a dome ceiling with fan, laminate wood flooring and access to the wrap around deck. Generous in size, the Owner's Suite includes crown molding, a walk-in closet and rich hardwood flooring. Beautifully updated, the private Bath is furnished with a quartz vanity, Euroglass enclosed step-in shower and ceramic flooring. The finished Daylight Basement features a large Family/Rec Room, workshop (possible 4th Bedroom) with egress window, and a large Laundry/Utility Room is equipped with storage cabinets and utility tub. First floor Powder Room, first floor Laundry Room features storage cabinets, utility sink and door to oversized two Garage with service door, opener, and Niche (9x7) with storage cabinets.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,792 sq ft home built in 1999 sits in Waterford Township in Waterford.
Final sale price: $400,000 (about $143/sq ft).
Estimated annual property tax: $5,546, or about $462 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,792 sqft
Lot Size0.36 acres
Year Built1999
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Finished, Generator, Humidifier, Security System, Water Softener/Owned
Sale & Financing
Listed6/19/2025
Sold Date7/27/2025
Terms AcceptedCash, Conventional, VA Loan
HOA
HOA Fee$300 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,539
State Equalized Value$182,390
Taxable Value$100,110
Parcel #1330451029
Source: Public Records
Legal Description
T3N, R9E, SEC 30 EAGLE LANDINGS ON THE LAKE #3 LOT 147 3-11-98 FR 003
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Janet K Stockton
KW Showcase Realty
Frequently Asked Questions about 646 Bay Crossing Drive, Waterford, MI 48327
What school district is 646 Bay Crossing Drive, Waterford, MI 48327 in?
Per MLS# 20251008423, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251008423, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251008423, the most recent reported annual property tax for 646 Bay Crossing Drive, Waterford, MI 48327 is $3,539. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 646 Bay Crossing Drive, Waterford, MI 48327 eligible for USDA financing?
Per USDA Rural Development boundary data, 646 Bay Crossing Drive, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 646 Bay Crossing Drive, Waterford, MI 48327 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 646 Bay Crossing Drive, Waterford, MI 48327?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$5,546
Monthly$462
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$3,146
Principal & interest$2,659
Property taxes$462
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
646 Bay Crossing Drive, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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