For Sale
648 Lafayette Avenue NE, Grand Rapids, MI 49503
$299,000
MLS # 26017434 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,776 sqftBuilt 19200.07 acres
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Listing Description
Welcome to 648 Lafayette Avenue NE - a Grand Rapids gem bursting with original character and endless potential. This 4-bedroom, 2.5-bath single-family home with an in-law suite style basement, offers approx. 1,780 sq ft of living space in one of the city's most desirable historic neighborhoods. Step inside to discover beautiful hardwood floors, an open oak staircase, abundant natural light throughout. The thoughtful layout features spacious rooms perfect for comfortable living and entertaining. Enjoy the convenience of the front porch - ideal for morning coffee, evening relaxation. This home retains its timeless appeal while offering a solid foundation for your personal updates and vision. Located in the heart of Belknap Lookout, you're just minutes from downtown Grand Rapids, vibrant restaurants, shops, parks, and all the amenities the city has to offer. Whether you're looking for a homestead or an investment opportunity with strong rental potential, this could be for you!
Source: SparkMLS
About this home
Located in Grand Rapids in Grand Rapids, this property offers 4-bedroom, 3-bath, 1,776 sq ft, with original construction dating to 1920.
Listed at $299,000 (about $168/sq ft).
Estimated annual property tax: $5,097, or about $425 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,776 sqft
Lot Size0.07 acres
Year Built1920
Stories2
Location
CityGrand Rapids
MunicipalityCity of Grand Rapids
Zip Code49503
CountyKent
School DistrictGrand Rapids
Construction & Systems
StyleHistoric, Traditional
ConstructionVinyl Siding, Wood Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed4/22/2026
Original Price$315,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,097
Tax Year2025
State Equalized Value$127,000
Taxable Value$100,507
Assessed Value$97,865
Parcel #411419334001
Source: Public Records
Legal Description
N 43 FT OF W 74 FT OF LOT 58* SWEETS SUBDIVISION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Grace A Modderman
Edison Brokers & Co LLC
Frequently Asked Questions about 648 Lafayette Avenue NE, Grand Rapids, MI 49503
Which school district serves 648 Lafayette Avenue NE, Grand Rapids, MI 49503?
Per MLS# 26017434, 648 Lafayette Avenue NE, Grand Rapids, MI 49503 is in the Grand Rapids boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Rapids directly to confirm enrollment eligibility.
What financing options are available for 648 Lafayette Avenue NE, Grand Rapids, MI 49503?
Per MLS# 26017434, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 648 Lafayette Avenue NE, Grand Rapids, MI 49503?
Per public tax records, annual property taxes for this property are $5,097 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 648 Lafayette Avenue NE, Grand Rapids, MI 49503 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 648 Lafayette Avenue NE, Grand Rapids, MI 49503 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 648 Lafayette Avenue NE, Grand Rapids, MI 49503?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the City of Grand Rapids police department or the Kent County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
648 Lafayette Avenue NE, Grand Rapids, MI 49503
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Municipality
Grand Rapids
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