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649 Borgess Avenue, Monroe, MI 48162
$289,900
MLS # 20261052160 (Realcomp)
3 beds3 baths1,846 sqftBuilt 19330.19 acres
1 / 39
Listing Description
One of the nicest homes in the Nims Place Subdivision! This home has had many updates including windows (2013), roof (2013), high end shaker shingle siding on house (2013), AC and furnace (approx 2022), roof and siding on garage (2023) and more. The charming, curved front door with leaded glass window, welcomes you into an entrance vestibule. The living room is large with beautiful hardwood floors, a large window for natural light and a faux fireplace. Circling around, you go through a nice dining room that opens to a wonderful family room addition with a doorwall that leads to a large deck and spacious backyard. The kitchen has been updated with ceiling height cupboards, quartz counters and tile backsplash. Large pantry. There is a spacious half bath off of the kitchen by the side entry for convenience when coming in from the yard or garage. Upstairs, you will find 3 ample bedrooms with beautifully finished hardwood floors. There is a nice walk in closet just outside of the primary bedroom along with a full bath with tile tub surround and built in cabinets in the hall. The basement has lots of storage space and a 1/2 bath. Short distance to downtown Monroe for shopping, dining, parks and entertainment. No offers, if any will be accepted prior to the home being active for 3 days. FHA and VA at no cost to seller. The deck and basement stairs would need railings. Everything else seems to be in good condition. Refrig in basement stays, freezer, washer and dryer do not.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,846 sq ft home built in 1933 sits in Monroe in Monroe.
Listed at $289,900 (about $157/sq ft).
Property tax estimate: $3,231 per year ($269/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,846 sqft
Lot Size0.19 acres
Year Built1933
Stories2
Location
CityMonroe
MunicipalityMonroe City
Zip Code48162
CountyMonroe
School DistrictMonroe
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,231
Parcel #58556900229000
Source: SparkMLS
Legal Description
NIMS PLACE LOT 5 AND S 8.77 FT OF LOT 6
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle Davis
RE/MAX Masters
Frequently Asked Questions about 649 Borgess Avenue, Monroe, MI 48162
What school district is 649 Borgess Avenue, Monroe, MI 48162 in?
Per MLS# 20261052160, this property is served by Monroe. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 649 Borgess Avenue, Monroe, MI 48162?
Per MLS# 20261052160, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261052160, the most recent reported annual property tax for 649 Borgess Avenue, Monroe, MI 48162 is $3,231. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 649 Borgess Avenue, Monroe, MI 48162 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 649 Borgess Avenue, Monroe, MI 48162 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Monroe County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,880
Principal & interest$1,880
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
649 Borgess Avenue, Monroe, MI 48162
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Municipality
Monroe
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County
Monroe County
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