Sold
65 S Clay Street, Coldwater, MI 49036
Sold on 02/21/2025 for$165,000
MLS # 24052382 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,365 sqftBuilt 19100.3 acres
1 / 15
Listing Description
Remodeled home with excellent location in walking distance to downtown Coldwater. This home features new kitchen, 2 new bathrooms, refinished hardwood floors and newer siding.
Source: SparkMLS
About this home
Located in Coldwater in Coldwater, this property offers 3-bedroom, 2-bath, 1,365 sq ft, with original construction dating to 1910.
Final sale price: $165,000 (about $121/sq ft).
Property tax estimate: $1,188 per year ($99/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 11 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,365 sqft
Lot Size0.3 acres
Year Built1910
Stories1
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Partial
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed10/3/2024
Sold Date2/20/2025
Original Price$199,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$7,000
Source: SparkMLS
Tax Information
Annual Tax$1,188
Tax Year2024
Assessed Value$21,296
Parcel #1230400000044600
Source: SparkMLS
Legal Description
On file at listing office.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bruce Hauska
Hauska Home and Farm
Frequently Asked Questions about 65 S Clay Street, Coldwater, MI 49036
Which school district serves 65 S Clay Street, Coldwater, MI 49036?
Per MLS# 24052382, 65 S Clay Street, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What financing options are available for 65 S Clay Street, Coldwater, MI 49036?
Per MLS# 24052382, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 65 S Clay Street, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $1,188 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 65 S Clay Street, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 65 S Clay Street, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 65 S Clay Street, Coldwater, MI 49036. The maximum advertised download speed is 1.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 65 S Clay Street, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,038
Principal & interest$1,038
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
11 providers at this address
Coldwater Board of Public UtilitiesFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsColdwater Board of Public UtilitiesCable
200 MbpsAT&TLicensed Fixed Wireless
100 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsT-MobileLicensed Fixed Wireless
25 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
65 S Clay Street, Coldwater, MI 49036
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Municipality
Coldwater
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