For Sale
651 Ludington Avenue, Portage, MI 49002
$389,000
MLS # 26034091 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,940 sqftBuilt 20100.33 acres
1 / 48
Listing Description
Rare opportunity! Nestled in a sweet, quiet, highly rated Portage School District neighborhood, this five bedroom, three bath home is the perfect place to relax and grow. It offers plenty of room to entertain, Enjoy professional Interior Design. Sparkling kitchen features a granite island large enough to get deserted on! All natural hardwood flooring runs throughout the home. The spacious primary suite features a walk-in closet, separate shower, a deep tub and dual sinks. Large energy-efficient windows overlook the serene neighborhood. The finished basement contains an additional bedroom and a luxury movie theater room, ready to screen all your favorites. Relax on the elevated deck in your secret garden-esque backyard, which comes already equipped with a romantic swing and garden beds prepared for planting. The home comes with an attached two car garage, offering plenty of storage. This perfect home is waiting for you!
Source: SparkMLS
About this home
5-bedroom, 3-bath, 2,940 sq ft home in Portage in Portage built in 2010.
Asking $389,000 (about $132/sq ft).
Estimated annual property tax: $5,479, or about $457 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,940 sqft
Lot Size0.33 acres
Year Built2010
Stories2
Location
CityPortage
MunicipalityPortage City
Zip Code49002
CountyKalamazoo
School DistrictPortage
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorBroadband, Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed7/6/2026
Original Price$399,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,479
Tax Year2025
Assessed Value$124,099
Parcel #10-03860-002-O
Source: SparkMLS
Legal Description
LOT 2, JONATHON WOODS NO. 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Katerina I Mikhailova
Real Broker LLC
Frequently Asked Questions about 651 Ludington Avenue, Portage, MI 49002
What school district is 651 Ludington Avenue, Portage, MI 49002 in?
Per MLS# 26034091, this property is served by Portage. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26034091, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034091, the most recent reported annual property tax for 651 Ludington Avenue, Portage, MI 49002 is $5,479 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 651 Ludington Avenue, Portage, MI 49002 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 651 Ludington Avenue, Portage, MI 49002 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Portage City police department or the Kalamazoo County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,523
Principal & interest$2,523
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
651 Ludington Avenue, Portage, MI 49002
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Municipality
Portage
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