Sold
651 State Street, Oxford, MI 48371
Sold on 07/23/2025 for$654,900
MLS # 20251007106 (Realcomp)
3 beds3 baths4,286 sqftBuilt 20250.65 acres
1 / 33
Listing Description
Welcome home to this all brick and stone Ranch in the desirable Shores of Willow Lake in The Heart of Oxford! Award winning Clearview Homes just completed The Jefferson Two Ranch with a Walk out Partially Finished Basement on Willow Lake. Talk about fantastic views! This three-bedroom split ranch is just perfect and loaded with upgrades! This is just what you've been looking for:) The minute you walk in you will fall in love with the vaulted ceilings the offset Dining Room with beautiful column details and double step ceiling. The Great Room is open to the kitchen making this home so spacious and airy! The kitchen features 42" Merilatt cabinets with soft close dove tail drawers and granite counter tops. The Gourmet Kitchen has top of the line appliances! The Primary Suite has a double step ceiling, 9' x 12' walk in closet and Awesome Views of The Lake! The spa inspired Primary Bath has double vanities, Delta faucets all ceramic walk-in shower with a frameless shower door. The two other spacious bathrooms and full bath are on the opposite side of the home. The 8'6" partially finished walk out basement is insulated, drywalled, taped, mudded and primed, includes the 3-piece prep for a future bathroom and a 15-year waterproof warranty! This high efficiency maintenance free home has it all:) Anderson 100 windows, Insulated garage walls, ceilings, doors and garage door openers. Walking distance to Downtown Oxford and the Polly Anne Trail. video from previously built Jefferson 2
Source: SparkMLS
About this home
3-bedroom, 3-bath, 4,286 sq ft home in Oxford Township in Oxford built in 2025.
Closed at $654,900 (about $153/sq ft).
Annual property taxes run approximately $1,900 ($158/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area4,286 sqft
Lot Size0.65 acres
Year Built2025
Stories1
Location
CityOxford
MunicipalityOxford Twp
Zip Code48371
CountyOakland
School DistrictOxford
Construction & Systems
ConstructionBrick, Stone
BasementWalk-Out Access, Partial
Garage3 spaces
HeatingForced Air
SewerPublic
InteriorBasement Partially Finished, Basement Plumbed for Bath, Home Warranty, Humidifier
Sale & Financing
Listed6/10/2025
Sold Date7/22/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$240 / Annually
Source: SparkMLS
Tax Information
Annual Tax$1,900
Parcel #0000000000
Source: SparkMLS
Legal Description
Shores of Willow Lake Lot #45
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Terri Thiede
National Realty Centers, Inc
Frequently Asked Questions about 651 State Street, Oxford, MI 48371
Which school district serves 651 State Street, Oxford, MI 48371?
Per MLS# 20251007106, 651 State Street, Oxford, MI 48371 is in the Oxford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Oxford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251007106, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 651 State Street, Oxford, MI 48371?
Per public tax records, annual property taxes for this property are $1,900. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 651 State Street, Oxford, MI 48371 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 651 State Street, Oxford, MI 48371 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 651 State Street, Oxford, MI 48371. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 651 State Street, Oxford, MI 48371?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$4,268
Principal & interest$4,248
HOA$20
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
651 State Street, Oxford, MI 48371
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Municipality
Oxford Township
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County
Oakland County
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