For Sale
651 Woodchuck Drive, Coldwater, MI 49036
$648,000
MLS # 26014475 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,543 sqftBuilt 20220.47 acres
1 / 62
Listing Description
Experience low maintenance lake living at its finest - enjoy water views, direct access to the North Chain of Lakes and a designated dock space just a short walk away. This custom-built home blends quality craftsmanship with thoughtful design throughout. Offering 3 bedrooms, a den or 4th bedroom and 2.5 bathrooms, the home also features a spacious attached three-car garage for extra storage. The main level offers a primary with ensuite and large walk-in closet, while the living room with vaulted ceiling and beautiful fireplace creates a warm and inviting focal point. The bright eat-in kitchen shines with a large center island, quartz countertops, tile backsplash and seamless open-concept flow into the dining and living areas--ideal for entertaining. The main-floor laundry room and half bath, along with grand entry, completes the space with both beauty and function. Upstairs bedrooms with walk-in closets, a bathroom and loft area provide privacy for guests. Realtor owned
Source: SparkMLS
About this home
Located in Coldwater, this property offers 4-bedroom, 3-bath, 2,543 sq ft, with original construction dating to 2022.
Listed at $648,000 (about $255/sq ft).
Estimated annual property tax: $200, or about $17 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,543 sqft
Lot Size0.47 acres
Year Built2022
Stories2
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementSlab
Garage3 spaces
HeatingForced Air
WaterPrivate Water
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/15/2026
Original Price$649,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$200
Tax Year2026
Assessed Value$229,804
Parcel #070-W50-000-024-00
Source: SparkMLS
Legal Description
LOT 24 WOODCHUCK POINTE SEC 5 T6S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cathy J Gordon
Midwestern Realty Group
Frequently Asked Questions about 651 Woodchuck Drive, Coldwater, MI 49036
What school district is 651 Woodchuck Drive, Coldwater, MI 49036 in?
Per MLS# 26014475, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 651 Woodchuck Drive, Coldwater, MI 49036?
Per MLS# 26014475, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014475, the most recent reported annual property tax for 651 Woodchuck Drive, Coldwater, MI 49036 is $200 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 651 Woodchuck Drive, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 651 Woodchuck Drive, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
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Monthly payment$4,203
Principal & interest$4,203
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
651 Woodchuck Drive, Coldwater, MI 49036
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