For Sale
651 Woodchuck Drive, Coldwater, MI 49036
$599,900
MLS # 26035741 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,543 sqftBuilt 20220.47 acres
1 / 62
Listing Description
LAKE ACCESS, custom built home with 3 bedrooms, a den or 4th bedroom, 2.5 bathrooms, a cozy 3 seasons room, covered front porch, and plenty of windows for sunlight. On the main level you will find the primary with ensuite and large walk-in closet, a laundry room and half bath, while the living room with vaulted ceiling and beautiful fireplace creates a warm and inviting focal point. The bright eat-in kitchen shines with a large center island, quartz countertops, tile backsplash and seamless open-concept flow into the dining and living areas--ideal for entertaining. Upstairs bedrooms with walk-in closets, a bathroom and loft area provide privacy for guests. The accessible attic and a spacious attached three-car garage gives you extra storage. You will enjoy low maintenance lake living, a peaceful rural setting, your own designated dock space and direct access to the North Chain of Lakes. Realtor owned. Seller is VA tax exempt and taxes will change after sale.
Source: SparkMLS
About this home
Located in Coldwater, this property offers 4-bedroom, 3-bath, 2,543 sq ft, with original construction dating to 2022.
Asking $599,900 (about $236/sq ft).
Property tax estimate: $1,235 per year ($103/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,543 sqft
Lot Size0.47 acres
Year Built2022
Stories2
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleContemporary
ConstructionStone, Vinyl Siding
BasementSlab
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/13/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,235
Tax Year2026
Assessed Value$229,804
Parcel #070W5000002400
Source: SparkMLS
Legal Description
LOT 24 WOODCHUCK POINTE SEC 5 T6S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 14, 2026
Listed for sale
$599,900
Listed by Cathy J Gordon
Midwestern Realty Group
Frequently Asked Questions about 651 Woodchuck Drive, Coldwater, MI 49036
What school district is 651 Woodchuck Drive, Coldwater, MI 49036 in?
Per MLS# 26035741, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26035741, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26035741, the most recent reported annual property tax for 651 Woodchuck Drive, Coldwater, MI 49036 is $1,235 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 651 Woodchuck Drive, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 651 Woodchuck Drive, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,891
Principal & interest$3,891
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
651 Woodchuck Drive, Coldwater, MI 49036
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