Under Contract
652 Swains Lake Drive, Concord, MI 49237
$435,000
MLS # 26033811 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,904 sqftBuilt 20220.11 acres
1 / 76
Listing Description
Custom-built lake home on the shores of Swain's Lake, completely rebuilt from the ground up in 2022 with exceptional craftsmanship and attention to detail. This 3-bed, 2-bath retreat with a finished loft offers modern comfort wrapped in timeless character. The main level features a stunning cathedral ceiling finished in reclaimed barn wood, creating a warm and inviting atmosphere. The new kitchen is beautifully appointed with granite countertops, a full appliance package, and quality cabinetry. Solid oak six-panel doors, a custom entertainment center, and thoughtful finishes throughout elevate the home's interior. Built with durability in mind, the home offers 2x6 construction, a steel roof, new plumbing, 200-amp electrical service, an on-demand water heater, and a new furnace--providing peace of mind for years to come. Outdoor living shines with a 12x35 covered porch and large patio overlooking the lake, perfect for relaxing or entertaining. Updated landscaping enhances the property's
Source: SparkMLS
About this home
Located in Pulaski Township in Concord, this property offers 3-bedroom, 2-bath, 1,904 sq ft, with original construction dating to 2022.
Currently offered at $435,000 (about $228/sq ft).
Property tax estimate: $6,000 per year ($500/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,904 sqft
Lot Size0.11 acres
Year Built2022
Stories2
Location
CityConcord
MunicipalityPulaski Twp
Zip Code49237
CountyJackson
School DistrictConcord
Construction & Systems
StyleCraftsman
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Center Island, Eat-in Kitchen
Sale & Financing
Listed7/3/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,000
Tax Year2025
State Equalized Value$135,300
Taxable Value$133,857
Assessed Value$133,857
Parcel #061-16-03-301-050-00
Source: Public Records
Legal Description
LOT 50 ASSESSOR'S PLAT OF SWAINS LAKE SPLIT ON 09/04/03 FROM 000-16-03-301-002-04
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by TAD FRENCH
Heart for Homes, LLC
Frequently Asked Questions about 652 Swains Lake Drive, Concord, MI 49237
What school district is 652 Swains Lake Drive, Concord, MI 49237 in?
Per MLS# 26033811, this property is served by Concord. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 652 Swains Lake Drive, Concord, MI 49237?
Per MLS# 26033811, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033811, the most recent reported annual property tax for 652 Swains Lake Drive, Concord, MI 49237 is $6,000 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 652 Swains Lake Drive, Concord, MI 49237 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 652 Swains Lake Drive, Concord, MI 49237 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pulaski Twp police department or the Jackson County sheriff's office.
Map
BETATax History
View SEV, Taxable Value, and uncapping difference for this parcel — Jackson County public records.
Mortgage Calculator
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
652 Swains Lake Drive, Concord, MI 49237
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Municipality
Pulaski Township
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County
Jackson County
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