Sold
655 W Main Street, Benton Harbor, MI 49022
Sold on 09/07/2023 for$250,000
MLS # 23005330 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 19950.32 acres
1 / 14
Listing Description
''Sometimes you want to go where everybody knows your name, and they're always glad you came'' perfectly describes this local bar/restaurant. More great perks are the private river frontage with 5 docks where locals can float in and moor their boats. Located at the mouth of the Paw Paw River where the water way branches off the St Joseph River, just one bridge away from Lake Michigan and 1/4 mile from Harbor Shores Country Club. The cement walkway from the docks, including the beer garden was removed and freshly repoured. Newer decorative fencing. Plenty of car parking. There is an apartment to either live on site, use for a manager or rent out. The perfect time and place to invest in this business opportunity.
Source: SparkMLS
About this home
2-bath home in Benton Harbor in Benton Harbor built in 1995.
This home sold for $250,000.
Annual property taxes run approximately $2,171 ($181/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeRetail
Bathrooms2
Lot Size0.32 acres
Year Built1995
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionBlock, Brick, Stone
HeatingForced Air
UtilitiesPhone Available, Cable Available, Phone Connected, Natural Gas Connected, Electricity Connected, Cable Connected
Sale & Financing
Listed2/21/2023
Sold Date9/6/2023
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$2,171
Tax Year2022
Assessed Value$29,618
Parcel #11-54-0805-0002-00-7
Source: SparkMLS
Legal Description
THE WLY 80'MEASURED ON N LN OF MAIN ST OF LOT 2 IN ASSESSORS PLAT NO 5 & ASSESSORS REPLAT OF PART OF EAST ST JOSEPH SUB
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michael Bingaman
Century 21 Affiliated
Frequently Asked Questions about 655 W Main Street, Benton Harbor, MI 49022
What school district is 655 W Main Street, Benton Harbor, MI 49022 in?
Per MLS# 23005330, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 23005330, the seller has indicated this property accepts the following financing types: Conventional, Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 23005330, the most recent reported annual property tax for 655 W Main Street, Benton Harbor, MI 49022 is $2,171 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 655 W Main Street, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 655 W Main Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 655 W Main Street, Benton Harbor, MI 49022 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 655 W Main Street, Benton Harbor, MI 49022?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 655 W Main Street, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
655 W Main Street, Benton Harbor, MI 49022
View full property history →
Municipality
Benton Harbor
View all listings →
Get email alerts for new listings near 655 W Main Street
We'll notify you when something hits the market in Benton Harbor or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.