Sold
656 S CASS LAKE Road, Waterford, MI 48328
Sold on 02/20/2026 for$195,000
MLS # 20251059734 (Realcomp)
3 beds2 baths1,660 sqftBuilt 19540.28 acres
1 / 35
Listing Description
WOW!! Waterford ranch with 1,660 square feet AND a 2.5 car garage sitting on over one-quarter acre with a fenced yard…!!!! Calling everyone who is tired of association fees and rules and is ready for some FREEDOM!! This home was loved for over 50 years by the same family and is ready for a new family. Great layout with front living room and 3 bedrooms on one end, and then a long galley kitchen linking to a massive private great room! 2 great living spaces allowing plenty of entertainment options without going to a basement! The full family bath is supplemented by a powder room, ensuring nobody needs to wait in line. Large spacious yard is fenced and includes an additional shed. The oversized garage can fit a lot and includes a workshop/storage area. You will appreciate the extra wide driveway AND the circle driveway. Convenient location sandwiched between Elizabeth Lake and Otter/Sylvan Lake.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,660 sq ft home built in 1954 sits in Waterford Township in Waterford.
Closed at $195,000 (about $117/sq ft).
Estimated annual property tax: $3,494, or about $291 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,660 sqft
Lot Size0.28 acres
Year Built1954
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
BasementSlab
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed12/22/2025
Sold Date2/19/2026
Original Price$250,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,933
State Equalized Value$114,920
Taxable Value$46,500
Parcel #1335131016
Source: Public Records
Legal Description
T3N, R9E, SEC 35 LAMBERT'S SHORE ACRES N 17 FT OF LOT 511 & ALL OF LOT 512, ALSO S 16 FT OF LOT 513
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Donna Sanford
Brookstone, Realtors LLC
Frequently Asked Questions about 656 S CASS LAKE Road, Waterford, MI 48328
Which school district serves 656 S CASS LAKE Road, Waterford, MI 48328?
Per MLS# 20251059734, 656 S CASS LAKE Road, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251059734, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 656 S CASS LAKE Road, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $2,933. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 656 S CASS LAKE Road, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 656 S CASS LAKE Road, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 656 S CASS LAKE Road, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,494
Monthly$291
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,751
Principal & interest$1,459
Property taxes$291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
656 S CASS LAKE Road, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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