Sold
656 S CHESTER Street S, Birmingham, MI 48009
Sold on 05/29/2026 for$656,000
MLS # 20261022919 (Realcomp)
3 beds3 baths1,713 sqftBuilt 19250.09 acres
1 / 49
Listing Description
OFFER DEADLINE 10AM MONDAY MAY 4, 2026 CHARMING BIRMINGHAM HOME WITH VINTAGE APPEAL ON LOW TRAFFIC SOUTH CHESTER STREET IN THE HEART OF DOWNTOWN. THIS IS A GREAT CONDO ALTERNATIVE IN IMPECCABLE CONDITION JUST STEPS FROM RESTAURANTS AND SHOPPING, THE LIBRARY AND YEAR ROUND EVENTS IN SHAIN PARK. THE BEAUTIFULLY LANDSCAPED LOW MAINTENANCE BACK YARD IS A PLEASANT SURPRISE WITH A -- DECK AND PATIO AND POND FOR RELAXED OUTDOOR ENTERTAINING DURING THE COMING SUMMER MONTHS. STEP INSIDE THE CERAMIC ENTRY WITH CONVENIENT CLOSET AND LAV AND BE IMPRESSED BY THE IMACULATE CONDITION AND BRIGHT LIGHT-FILLED ROOMS. THERE IS A -- FIREPLACE IN THE LIVING ROOM AND AMPLE TABLE SPACE IN THE ADJOINING DINING ROOM. THE HIGHLIGHT OF THE MAIN FLOOR IS THE FAMILY ROOM ADDITION WITH 9 FT CEILINGS AND WALLS OF WINDOWS OVERLOOKING THE YARD. THE REMODELED KITCHEN FEATURES SOLID WOOD WHITE CABINETRY, QUARTZ COUNTERS AND CONVENIENT HOME OFFICE DESK SPACE. UPSTAIRS THE SPACIOUS PRIMARY BEDROOM HAS DOUBLE CLOSETS AND FEATURES A CATHEDRAL CEILING WITH SKYLIGHTS AND A LARGE REAR WINDOW OVERLOOKING THE YARD. THERE ARE TWO ADDITIONAL BEDROOMS AND A FULL BATH ON THE SECOND FLOOR. THERE IS HARDWOOD FLOORING UNDER THE CARPETING AND BLINDS ON MOST WINDOWS. THE UNFINISHED BASEMENT HAS STORAGE,A LAUNDRY ROOM AND AND A SECOND LAV.HWH, ROOF & FURNACE 5-6 YEARS OLD. HARDIE BOARD SIDING, ANDERSON WINDOWS; AZEK DECK & PATIO; LEAF GUARDS ON GUTTERS.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,713 sq ft home in Birmingham in Birmingham built in 1925.
Closed at $656,000 (about $383/sq ft).
Property tax estimate: $6,759 per year ($563/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,713 sqft
Lot Size0.09 acres
Year Built1925
Stories2
Location
CityBirmingham
MunicipalityBirmingham
Zip Code48009
CountyOakland
School DistrictBirmingham
Construction & Systems
ConstructionWood Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Plumbed for Bath, Humidifier
Sale & Financing
Listed4/27/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,759
State Equalized Value$318,200
Taxable Value$177,210
Parcel #1936176021
Source: Public Records
Legal Description
T2N,R10E,SEC 36 MC BRIDE SUB LOT 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Genevieve Debbrecht
Max Broock, REALTORS®-Birmingham
Frequently Asked Questions about 656 S CHESTER Street S, Birmingham, MI 48009
Which school district serves 656 S CHESTER Street S, Birmingham, MI 48009?
Per MLS# 20261022919, 656 S CHESTER Street S, Birmingham, MI 48009 is in the Birmingham boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Birmingham directly to confirm enrollment eligibility.
What financing options are available for 656 S CHESTER Street S, Birmingham, MI 48009?
Per MLS# 20261022919, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 656 S CHESTER Street S, Birmingham, MI 48009?
Per public tax records, annual property taxes for this property are $6,759. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 656 S CHESTER Street S, Birmingham, MI 48009 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 656 S CHESTER Street S, Birmingham, MI 48009 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 656 S CHESTER Street S, Birmingham, MI 48009?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$3,885
Principal & interest$3,885
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
656 S CHESTER Street S, Birmingham, MI 48009
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Municipality
Birmingham
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County
Oakland County
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